The Pain.001.001.03 as described in the SEPA Credit Transfer Implementation Guidelines – EPC132-08 SCT C2B IG 2017 V1.0. Use the search feature above the table to find specific information. Links to youtube videos will be available soon to explain some message elements in detail. Back to the payment messages page.
| # | SEPA Mult | Message Element | SEPA Core Requirements |
|---|---|---|---|
| Document | XML Tag : Document Type : Document | ||
| 1..1 | Customer Credit Transfer Initiation V03 | ISO Name : Customer Credit Transfer Initiation V03 ISO Definition : The CustomerCreditTransferInitiation message is sent by the initiating party to the forwarding agent or debtor's agent. It is used to request movement of funds from debtor's account to a creditor. XML Tag : CstmrCdtTrfInitn Type : CustomerCreditTransferInitiationV03 | |
| 1.0 | 1..1 | Customer Credit Transfer Initiation V03 +Group Header | ISO Name : Group Header ISO Definition : Set of characteristics shared by all individual transactions included in the message. XML Tag : GrpHdr Type : GroupHeader32 |
| 1.1 | 1..1 | Customer Credit Transfer Initiation V03 +Group Header ++Message Identification | ISO Name : Message Identification ISO Definition : Point to point reference, as assigned by the instructing party, and sent to the next party in the chain to unambiguously identify the message. Usage: The instructing party has to make sure that MessageIdentification is unique per instructed party for a pre-agreed period. XML Tag : MsgId Type : Max35Text ISO Length : 1 .. 35 SEPA Length : 1 .. 35 |
| 1.2 | 1..1 | Customer Credit Transfer Initiation V03 +Group Header ++Creation Date Time | ISO Name : Creation Date Time ISO Definition : Date and time at which the message was created. XML Tag : CreDtTm Type : ISODateTime |
| 1.3 | 0..2 | Customer Credit Transfer Initiation V03 +Group Header ++Authorisation | ISO Name : Authorisation ISO Definition : User identification or any user key to be used to check whether the initiating party is allowed to initiate transactions from the account specified in the message. Usage: The content is not of a technical nature, but reflects the organisational structure at the initiating side. The authorisation element can typically be used in relay scenarios, payment initiations, payment returns or payment reversals that are initiated on behalf of a party different from the initiating party. XML Tag : Authstn Type : Authorisation1Choice |
| 1.4 | 1..1 | Customer Credit Transfer Initiation V03 +Group Header ++Number Of Transactions | SEPA Usage Rule(s) : The validation of this data element depends on pre-agreed customer-to-bank conditions. ISO Name : Number Of Transactions ISO Definition Number of individual transactions contained in the message. XML Tag : NbOfTxs Type : Max15NumericText Pattern : [0-9]{1,15} |
| 1.5 | 1..1 | Customer Credit Transfer Initiation V03 +Group Header ++Control Sum | SEPA Usage Rule(s) : Mandatory - The validation of this data element depends on pre-agreed customer-to-bank conditions. SEPA Format Rule(s) : The fractional part has a maximum of two digits. ISO Name : Control Sum ISO Definition : Total of all individual amounts included in the message, irrespective of currencies. XML Tag : CtrlSum Type : DecimalNumber SEPA FractDigits : 17 TotalDigits : 18 |
| 1.6 | 1..1 | Customer Credit Transfer Initiation V03 +Group Header ++Initiating Party | ISO Name : Initiating Party ISO Definition : Party that initiates the payment. Usage: This can either be the debtor or the party that initiates the credit transfer on behalf of the debtor. XML Tag : InitgPty Type : PartyIdentification32 |
| 1.7 | 0..1 | Customer Credit Transfer Initiation V03 +Group Header ++Initiating Party +++Name | SEPA Usage Rule(s) : 'Name’ is limited to 70 characters in length. ISO Name : Name ISO Definition : Name by which a party is known and which is usually used to identify that party. XML Tag : Nm Type : Max140Text ISO Length : 1 .. 140 SEPA Length 1 .. 70 |
| 1.8 | 0..1 | Customer Credit Transfer Initiation V03 +Group Header ++Initiating Party +++Postal Address | ISO Name : Postal Address ISO Definition : Information that locates and identifies a specific address, as defined by postal services. XML Tag : PstlAdr Type : PostalAddress6 |
| 1.9 | 0..1 | Customer Credit Transfer Initiation V03 +Group Header ++Initiating Party +++Identification | ISO Name : Identification ISO Definition : Unique and unambiguous identification of a party. XML Tag : Id Type : Party6Choice |
| 1..1 | XML Tag xs:choice | ||
| 1.10 | 1..1 | Customer Credit Transfer Initiation V03 +Group Header ++Initiating Party +++Identification ++++Organisation Identification | SEPA Usage Rule(s) : Either ‘BIC or BEI’ or one occurrence of ‘Other’ is allowed. ISO Name : Organisation Identification ISO Definition : Unique and unambiguous way to identify an organisation. XML Tag : OrgId Type : OrganisationIdentification4 |
| 1.11 | 1..1 | Customer Credit Transfer Initiation V03 +Group Header ++Initiating Party +++Identification ++++Private Identification | SEPA Usage Rule(s) : Either ‘Date and Place of Birth’ or one occurrence of ‘Other’ is allowed. ISO Name : Private Identification ISO Definition : Unique and unambiguous identification of a person, eg, passport. XML Tag : PrvtId Type : PersonIdentification5 |
| 1.12 | 0..1 | Customer Credit Transfer Initiation V03 +Group Header ++Initiating Party +++Country Of Residence | ISO Name : Country Of Residence ISO Definition : Country in which a person resides (the place of a person's home). In the case of a company, it is the country from which the affairs of that company are directed. XML Tag : CtryOfRes Type : CountryCode Pattern : [A-Z]{2,2} |
| 1.13 | 0..1 | Customer Credit Transfer Initiation V03 +Group Header ++Initiating Party +++Contact Details | ISO Name : Contact Details ISO Definition : Set of elements used to indicate how to contact the party. XML Tag : CtctDtls Type : ContactDetails2 |
| 1.14 | 0..1 | Customer Credit Transfer Initiation V03 +Group Header ++Forwarding Agent | ISO Name : Forwarding Agent ISO Definition : Financial institution that receives the instruction from the initiating party and forwards it to the next agent in the payment chain for execution. XML Tag : FwdgAgt Type : BranchAndFinancialInstitutionIdentification4 |
| 2.0 | 1..n | Customer Credit Transfer Initiation V03 +Payment Information | ISO Name : Payment Information ISO Definition : Set of characteristics that applies to the debit side of the payment transactions included in the credit transfer initiation. XML Tag : PmtInf Type PaymentInstructionInformation3 |
| 2.1 | 1..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Payment Information Identification | ISO Name : Payment Information Identification ISO Definition : Unique identification, as assigned by a sending party, to unambiguously identify the payment information group within the message. XML Tag : PmtInfId Type : Max35Text ISO Length 1 .. 35 SEPA Length 1 .. 35 |
| 2.2 | 1..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Payment Method | SEPA Usage Rule(s) : Only ‘TRF’ is allowed. ISO Name : Payment Method ISO Definition : Specifies the means of payment that will be used to move the amount of money. XML Tag : PmtMtd Type : PaymentMethod3Code SEPA Code Restrictions TRF : CreditTransfer Transfer of an amount of money in the books of the account servicer. |
| 2.3 | 0..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Batch Booking | SEPA Usage Rule(s) : If present and contains ‘true’, batch booking is requested. If present and contains ‘false’, booking per transaction is requested. If element is not present, pre-agreed customer-to-bank conditions apply. ISO Name : Batch Booking ISO Definition : Identifies whether a single entry per individual transaction or a batch entry for the sum of the amounts of all transactions within the group of a message is requested. Usage : Batch booking is used to request and not order a possible batch booking. XML Tag : BtchBookg Type : BatchBookingIndicator |
| 2.4 | 1..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Number Of Transactions | SEPA Usage Rule(s) : Mandatory - The validation of this data element depends on pre-agreed customer-to-bank conditions. ISO Name : Number Of Transactions ISO Definition Number of individual transactions contained in the payment information group. XML Tag : NbOfTxs Type : Max15NumericText Pattern : [0-9]{1,15} |
| 2.5 | 1..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Control Sum | SEPA Usage Rule(s) : Mandatory - The validation of this data element depends on pre-agreed customer-to-bank conditions. SEPA Format Rule(s) : The fractional part has a maximum of two digits. ISO Name : Control Sum ISO Definition : Total of all individual amounts included in the group, irrespective of currencies. XML Tag : CtrlSum Type : DecimalNumber SEPA FractDigits : 17 TotalDigits : 18 |
| 2.6 | 0..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Payment Type Information | SEPA Usage Rule(s) : ‘Payment Type Information’ must be present either here or under ‘Credit Transfer Transaction Information’. ISO Name : Payment Type Information ISO Definition : Set of elements used to further specify the type of transaction. XML Tag : PmtTpInf Type : PaymentTypeInformation19 |
| 2.7 | 0..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Payment Type Information +++Instruction Priority | SEPA Usage Rule(s): If present, pre-agreed customer-to-bank conditions apply. ISO Name : Instruction Priority ISO Definition : Indicator of the urgency or order of importance that the instructing party would like the instructed party to apply to the processing of the instruction. XML Tag : InstrPrty Type : Priority2Code |
| 2.8 | 0..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Payment Type Information +++Service Level | SEPA Usage Rule(s) : Usage is recommended. ISO Name : Service Level ISO Definition : Agreement under which or rules under which the transaction should be processed. XML Tag : SvcLvl Type : ServiceLevel8Choice |
| 1..1 | XML Tag xs:choice | ||
| 2.9 | 1..1 | Customer Credit Transfer Initiation V2 +Payment Information ++Payment Type Information +++Service Level ++++Code | SEPA Rulebook : AT-40 Identification code of the Scheme. SEPA Usage Rule(s) : Only ‘SEPA’ is allowed. ISO Name : Code ISO Definition : Specifies a pre-agreed service or level of service between the parties, as published in an external service level code list. XML Tag : Cd Type : ExternalServiceLevel1Code ISO Length : 1 .. 4 SEPA Length : 1 .. 4 SEPA Code Restrictions : SEPA SingleEuroPaymentsArea - Payment must be executed following the Single Euro Payments Area scheme. |
| 2.10 | 1..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Payment Type Information +++Service Level ++++Proprietary | ISO Name : Proprietary ISO Definition : Specifies a pre-agreed service or level of service between the parties, as a proprietary code. XML Tag : Prtry Type : Max35Text ISO Length : 1 .. 35 SEPA Length : 1 .. 35 |
| 2.11 | 0..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Payment Type Information +++Local Instrument | ISO Name : Local Instrument ISO Definition : User community specific instrument. Usage: This element is used to specify a local instrument, local clearing option and/or further qualify the service or service level. XML Tag : LclInstrm Type : LocalInstrument2Choice |
| 1..1 | XML Tag xs:choice | ||
| 2.12 | 1..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Payment Type Information +++Local Instrument ++++Code | ISO Name : Code ISO Definition : Specifies the local instrument, as published in an external local instrument code list. XML Tag : Cd Type : ExternalLocalInstrument1Code ISO Length : 1 .. 35 SEPA Length : 1 .. 35 |
| 2.13 | 1..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Payment Type Information +++Local Instrument ++++Proprietary | ISO Name : Proprietary ISO Definition : Specifies the local instrument, as a proprietary code. XML Tag : Prtry Type : Max35Text ISO Length : 1 .. 35 SEPA Length : 1 .. 35 |
| 2.14 | 0..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Payment Type Information +++Category Purpose | SEPA Rulebook AT-45 Category purpose of the Credit Transfer SEPA Usage Rule(s) : Depending on the agreement between the Originator and the Originator Bank, ‘Category Purpose’ may be forwarded to the Beneficiary Bank. ISO Name : Category Purpose ISO Definition : Specifies the high level purpose of the instruction based on a set of pre-defined categories. Usage: This is used by the initiating party to provide information concerning the processing of the payment. It is likely to trigger special processing by any of the agents involved in the payment chain. XML Tag : CtgyPurp Type : CategoryPurpose1Choice |
| 2.15 | 1..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Requested Execution Date | SEPA Rulebook : AT-07 The Requested Execution Date of the instruction. ISO Name : Requested Execution Date ISO Definition : Date at which the initiating party requests the clearing agent to process the payment. Usage: This is the date on which the debtor's account is to be debited. If payment by cheque, the date when the cheque must be generated by the bank. XML Tag : ReqdExctnDt Type : ISODate |
| 2.16 | 0..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Pooling Adjustment Date | ISO Name : Pooling Adjustment Date ISO Definition : Date used for the correction of the value date of a cash pool movement that has been posted with a different value date. XML Tag : PoolgAdjstmntDt Type : ISODate |
| 2.17 | 1..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Debtor | ISO Name : Debtor ISO Definition : Party that owes an amount of money to the (ultimate) creditor. XML Tag : Dbtr Type : PartyIdentification32 |
| 2.18 | 1..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Debtor +++Name | SEPA Rulebook : AT-02 Name of the Originator SEPA Usage Rule(s) : Mandatory - ‘Name’ is limited to 70 characters in length. ISO Name : Name ISO Definition : Name by which a party is known and which is usually used to identify that party. XML Tag : Nm Type : Max140Text ISO Length : 1 .. 140 SEPA Length : 1 .. 70 |
| 2.19 | 0..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Debtor +++Postal Address | SEPA Rulebook : AT-03 Address of the Originator ISO Name : Postal Address ISO Definition : Information that locates and identifies a specific address, as defined by postal services. XML Tag : PstlAdr Type : PostalAddress6 |
| 2.20 | 0..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Debtor +++Postal Address ++++Address Type | ISO Name : Address Type ISO Definition : Identifies the nature of the postal address. XML Tag : AdrTp Type : AddressType2Code |
| 2.21 | 0..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Debtor +++Postal Address ++++Department | ISO Name : Department ISO Definition : Identification of a division of a large organisation or building. XML Tag : Dept Type : Max70Text ISO Length : 1 .. 70 SEPA Length : 1 .. 70 |
| 2.22 | 0..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Debtor +++Postal Address ++++Sub Department | ISO Name Sub Department ISO Definition Identification of a sub-division of a large organisation or building. XML Tag SubDept Type Max70Text ISO Length 1 .. 70 SEPA Length 1 .. 70 |
| 2.23 | 0..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Debtor +++Postal Address ++++Street Name | ISO Name : Street Name ISO Definition : Name of a street or thoroughfare. XML Tag : StrtNm Type : Max70Text ISO Length : 1 .. 70 SEPA Length : 1 .. 70 |
| 2.24 | 0..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Debtor +++Postal Address ++++Building Number | ISO Name : Building Number ISO Definition : Number that identifies the position of a building on a street. XML Tag : BldgNb Type : Max16Text ISO Length : 1 .. 16 SEPA Length : 1 .. 16 |
| 2.25 | 0..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Debtor +++Postal Address ++++Post Code | ISO Name : Post Code ISO Definition : Identifier consisting of a group of letters and/or numbers that is added to a postal address to assist the sorting of mail. XML Tag : PstCd Type : Max16Text ISO Length : 1 .. 16 SEPA Length : 1 .. 16 |
| 2.26 | 0..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Debtor +++Postal Address ++++Town Name | ISO Name : Town Name ISO Definition : Name of a built-up area, with defined boundaries, and a local government. XML Tag : TwnNm Type : Max35Text ISO Length : 1 .. 35 SEPA Length : 1 .. 35 |
| 2.27 | 0..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Debtor +++Postal Address ++++Country Sub Division | ISO Name : Country Sub Division ISO Definition : Identifies a subdivision of a country such as state, region, county. XML Tag : CtrySubDvsn Type : Max35Text ISO Length : 1 .. 35 SEPA Length : 1 .. 35 |
| 2.28 | 0..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Debtor +++Postal Address ++++Country | ISO Name : Country ISO Definition : Nation with its own government. XML Tag : Ctry Type : CountryCode Pattern : [A-Z]{2,2} |
| 2.29 | 0..2 | Customer Credit Transfer Initiation V03 +Payment Information ++Debtor +++Postal Address ++++Address Line | SEPA Usage Rule(s) : Only two occurrences are allowed. ISO Name : Address Line ISO Definition : Information that locates and identifies a specific address, as defined by postal services, presented in free format text. XML Tag : AdrLine Type : Max70Text ISO Length : 1 .. 70 SEPA Length : 1 .. 70 |
| 2.30 | 0..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Debtor +++Identification | SEPA Rulebook : AT-10 Originator Identification Code ISO Name : Identification ISO Definition : Unique and unambiguous identification of a party. XML Tag : Id Type : Party6Choice |
| 1..1 | XML Tag xs:choice | ||
| 2.31 | 1..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Debtor +++Identification ++++Organisation Identification | SEPA Usage Rule(s) : Either ‘BIC or BEI’ or one occurrence of ‘Other’ is allowed. ISO Name : Organisation Identification ISO Definition : Unique and unambiguous way to identify an organisation. XML Tag : OrgId Type : OrganisationIdentification4 |
| 2.32 | 1..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Debtor +++Identification ++++Private Identification | SEPA Usage Rule(s) Either 'Date and Place of Birth' or one occurence of 'Other' is allowed ISO Name Private Identification ISO Definition Unique and unambiguous identification of a person, eg, passport. XML Tag PrvtId Type PersonIdentification5 |
| 2.33 | 0..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Debtor +++Country Of Residence | ISO Name : Country Of Residence ISO Definition : Country in which a person resides (the place of a person's home). In the case of a company, it is the country from which the affairs of that company are directed. XML Tag : CtryOfRes Type : CountryCode Pattern : [A-Z]{2,2} |
| 2.34 | 0..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Debtor +++Contact Details | ISO Name Contact Details ISO Definition Set of elements used to indicate how to contact the party. XML Tag CtctDtls Type ContactDetails2 |
| 2.35 | 1..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Debtor Account | SEPA Rulebook : AT-01 The IBAN of the account of the Originator ISO Name : Debtor Account ISO Definition : Unambiguous identification of the account of the debtor to which a debit entry will be made as a result of the transaction. XML Tag : DbtrAcct Type : CashAccount16 |
| 2.36 | 1..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Debtor Account +++Identification | SEPA Usage Rule(s) Only : IBAN is allowed. ISO Name : Identification ISO Definition : Unique and unambiguous identification for the account between the account owner and the account servicer. XML Tag : Id Type : AccountIdentification4Choice |
| 2.37 | 0..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Debtor Account +++Type | ISO Name : Type ISO Definition : Specifies the nature, or use of the account. XML Tag : Tp Type : CashAccountType2 |
| 2.38 | 0..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Debtor Account +++Currency | ISO Name : Currency ISO Definition : Identification of the currency in which the account is held. Usage: Currency should only be used in case one and the same account number covers several currencies and the initiating party needs to identify which currency needs to be used for settlement on the account. XML Tag : Ccy Type : ActiveOrHistoricCurrencyCode Pattern : [A-Z]{3,3} |
| 2.39 | 0..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Debtor Account +++Name | ISO Name : Name ISO Definition : Name of the account, as assigned by the account servicing institution, in agreement with the account owner in order to provide an additional means of identification of the account. Usage: The account name is different from the account owner name. The account name is used in certain user communities to provide a means of identifying the account, in addition to the account owner's identity and the account number. XML Tag : Nm Type : Max70Text ISO Length : 1 .. 70 SEPA Length : 1 .. 70 |
| 2.40 | 1..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Debtor Agent | ISO Name : Debtor Agent ISO Definition : Financial institution servicing an account for the debtor. XML Tag : DbtrAgt Type : BranchAndFinancialInstitutionIdentification4 |
| 2.41 | 1..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Debtor Agent +++Financial Institution Identification | SEPA Usage Rule(s) : Either BIC or ‘Other/Identification’ must be used. ISO Name : Financial Institution Identification ISO Definition : Unique and unambiguous identification of a financial institution, as assigned under an internationally recognised or proprietary identification scheme. XML Tag : FinInstnId Type : FinancialInstitutionIdentification7 |
| 2.42 | 0..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Debtor Agent +++Financial Institution Identification ++++BIC | SEPA Rulebook : AT-06 BIC code of the Originator Bank (Only mandatory when Originator Bank is located in a non-EEA SEPA country or territory). ISO Name : BIC ISO Definition : Code allocated to a financial institution by the ISO 9362 Registration Authority as described in ISO 9362 "Banking - Banking telecommunication messages - Business identifier code (BIC)". XML Tag : BIC Type : BICIdentifier Pattern : [A-Z]{6,6}[A-Z2-9][A-NP-Z0-9]([A-Z0-9]{3,3}){0,1} |
| 2.43 | 0..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Debtor Agent +++Financial Institution Identification ++++Clearing System Member Identification | ISO Name : Clearing System Member Identification ISO Definition : Information used to identify a member within a clearing system. XML Tag : ClrSysMmbId Type : ClearingSystemMemberIdentification2 |
| 2.44 | 0..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Debtor Agent +++Financial Institution Identification ++++Name | ISO Name : Name ISO Definition : Name by which an agent is known and which is usually used to identify that agent. XML Tag : Nm Type : Max140Text ISO Length : 1 .. 140 SEPA Length : 1 .. 140 |
| 2.45 | 0..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Debtor Agent +++Financial Institution Identification ++++Postal Address | ISO Name : Postal Address ISO Definition : Information that locates and identifies a specific address, as defined by postal services. XML Tag : PstlAdr Type : PostalAddress6 |
| 2.46 | 0..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Debtor Agent +++Financial Institution Identification ++++Other | ISO Name : Other ISO Definition : Unique identification of an agent, as assigned by an institution, using an identification scheme. XML Tag : Othr Type : GenericFinancialIdentification1 |
| 2.47 | 1..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Debtor Agent +++Financial Institution Identification ++++Other +++++Identification | SEPA Usage Rule(s) - Usage Rule : Only ‘NOTPROVIDED’ is allowed. ISO Name : Identification ISO Definition : Unique and unambiguous identification of a person. XML Tag : Id Type : Max35Text ISO Length : 1 .. 35 SEPA Length : 1 .. 35 |
| 2.48 | 0..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Debtor Agent +++Financial Institution Identification ++++Other +++++Scheme Name | ISO Name : Scheme Name ISO Definition : Name of the identification scheme. XML Tag : SchmeNm Type : FinancialIdentificationSchemeName1Choice |
| 2.49 | 0..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Debtor Agent +++Financial Institution Identification ++++Other +++++Issuer | ISO Name : Issuer ISO Definition : Entity that assigns the identification. XML Tag : Issr Type : Max35Text ISO Length : 1 .. 35 SEPA Length : 1 .. 35 |
| 2.50 | 0..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Debtor Agent +++Branch Identification | ISO Name : Branch Identification ISO Definition : Identifies a specific branch of a financial institution. Usage: This component should be used in case the identification information in the financial institution component does not provide identification up to branch level. XML Tag : BrnchId Type : BranchData2 |
| 2.51 | 0..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Debtor Agent Account | ISO Name : Debtor Agent Account ISO Definition : Unambiguous identification of the account of the debtor agent at its servicing agent in the payment chain. XML Tag : DbtrAgtAcct Type : CashAccount16 |
| 2.52 | 0..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Ultimate Debtor | ISO Name : Ultimate Debtor ISO Definition : Ultimate party that owes an amount of money to the (ultimate) creditor. XML Tag : UltmtDbtr Type : PartyIdentification32 |
| 2.53 | 0..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Ultimate Debtor +++Name | SEPA Rulebook : AT-08 Name of the Originator Reference Party SEPA Usage Rule(s) : ‘Name’ is limited to 70 characters in length. ISO Name : Name ISO Definition : Name by which a party is known and which is usually used to identify that party. XML Tag : Nm Type : Max140Text ISO Length : 1 .. 140 SEPA Length : 1 .. 70 |
| 2.54 | 0..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Ultimate Debtor +++Postal Address | ISO Name : Postal Address ISO Definition : Information that locates and identifies a specific address, as defined by postal services. XML Tag : PstlAdr Type : PostalAddress6 |
| 2.55 | 0..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Ultimate Debtor +++Identification | SEPA Rulebook : AT-09 Identification code of the Originator Reference Party ISO Name : Identification ISO Definition : Unique and unambiguous identification of a party. XML Tag : Id Type : Party6Choice |
| 1..1 | XML Tag xs:choice | ||
| 2.56 | 1..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Ultimate Debtor +++Identification ++++Organisation Identification | SEPA Usage Rule(s) : Either ‘BIC or BEI’ or one occurrence of ‘Other’ is allowed. ISO Name : Organisation Identification ISO Definition : Unique and unambiguous way to identify an organisation. XML Tag : OrgId Type : OrganisationIdentification4 |
| 2.57 | 1..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Ultimate Debtor +++Identification ++++Private Identification | SEPA Usage Rule(s) : Either ‘Date and Place of Birth’ or one occurrence of ‘Other’ is allowed. ISO Name : Private Identification ISO Definition : Unique and unambiguous identification of a person, eg, passport. XML Tag : PrvtId Type : PersonIdentification5 |
| 2.58 | 0..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Ultimate Debtor +++Country Of Residence | ISO Name : Country Of Residence ISO Definition : Country in which a person resides (the place of a person's home). In the case of a company, it is the country from which the affairs of that company are directed. XML Tag : CtryOfRes Type : CountryCode Pattern : [A-Z]{2,2} |
| 2.59 | 0..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Ultimate Debtor +++Contact Details | ISO Name : Contact Details ISO Definition : Set of elements used to indicate how to contact the party. XML Tag : CtctDtls Type : ContactDetails2 |
| 2.60 | 0..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Charge Bearer | SEPA Usage Rule(s) : Only ‘SLEV’ is allowed. It is recommended that this element be specified at ‘Payment Information’ level. ISO Name : Charge Bearer ISO Definition : Specifies which party/parties will bear the charges associated with the processing of the payment transaction. XML Tag : ChrgBr Type : ChargeBearerType1Code SEPA Code Restrictions: SLEV (FollowingServiceLevel) - Charges are to be applied following the rules agreed in the service level and/or scheme. |
| 2.61 | 0..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Charges Account | ISO Name : Charges Account ISO Definition : Account used to process charges associated with a transaction. Usage: Charges account should be used when charges have to be booked to an account different from the account identified in debtor's account. XML Tag : ChrgsAcct Type : CashAccount16 |
| 2.62 | 0..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Charges Account Agent | ISO Name : Charges Account Agent ISO Definition : Agent that services a charges account. Usage: Charges account agent should only be used when the charges account agent is different from the debtor agent. XML Tag : ChrgsAcctAgt Type : BranchAndFinancialInstitutionIdentification4 |
| 2.63 | 1..n | Customer Credit Transfer Initiation V03 +Payment Information ++Credit Transfer Transaction Information | ISO Name : Credit Transfer Transaction Information ISO Definition : Set of elements used to provide information on the individual transaction(s) included in the message. XML Tag : CdtTrfTxInf Type : CreditTransferTransactionInformation10 |
| 2.64 | 1..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Credit Transfer Transaction Information +++Payment Identification | ISO Name : Payment Identification ISO Definition : Set of elements used to reference a payment instruction. XML Tag : PmtId Type : PaymentIdentification1 |
| 2.65 | 0..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Credit Transfer Transaction Information +++Payment Identification ++++Instruction Identification | ISO Name : Instruction Identification ISO Definition : Unique identification as assigned by an instructing party for an instructed party to unambiguously identify the instruction. Usage: the instruction identification is a point to point reference that can be used between the instructing party and the instructed party to refer to the individual instruction. It can be included in several messages related to the instruction. XML Tag : InstrId Type : Max35Text ISO Length : 1 .. 35 SEPA Length : 1 .. 35 |
| 2.66 | 1..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Credit Transfer Transaction Information +++Payment Identification ++++End To End Identification | SEPA Rulebook : AT-41 Originator’s Reference to the Credit Transfer. ISO Name : End To End Identification ISO Definition : Unique identification assigned by the initiating party to unumbiguously identify the transaction. This identification is passed on, unchanged, throughout the entire end-to-end chain. Usage: The end-to-end identification can be used for reconciliation or to link tasks relating to the transaction. It can be included in several messages related to the transaction. XML Tag : EndToEndId Type : Max35Text ISO Length : 1 .. 35 SEPA Length : 1 .. 35 |
| 2.67 | 0..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Credit Transfer Transaction Information +++Payment Type Information | SEPA Usage Rule(s) : 'Payment Type Information' must be present either here or directly under ‘Payment Information’. ISO Name : Payment Type Information ISO Definition : Set of elements used to further specify the type of transaction. XML Tag : PmtTpInf Type : PaymentTypeInformation19 |
| 2.68 | 0..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Credit Transfer Transaction Information +++Payment Type Information ++++Instruction Priority | ISO Name : Instruction Priority ISO Definition : Indicator of the urgency or order of importance that the instructing party would like the instructed party to apply to the processing of the instruction. XML Tag : InstrPrty Type : Priority2Code |
| 2.69 | 0..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Credit Transfer Transaction Information +++Payment Type Information ++++Service Level | SEPA Usage Rule(s) : Usage is recommended. ISO Name : Service Level ISO Definition : Agreement under which or rules under which the transaction should be processed. XML Tag : SvcLvl Type : ServiceLevel8Choice |
| 1..1 | XML Tag xs:choice | ||
| 2.70 | 1..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Credit Transfer Transaction Information +++Payment Type Information ++++Service Level +++++Code | SEPA Rulebook : AT-40 Identification code of the Scheme. SEPA Usage Rule(s) : Only ‘SEPA’ is allowed. ISO Name : Code ISO Definition : Specifies a pre-agreed service or level of service between the parties, as published in an external service level code list. XML Tag : Cd Type : ExternalServiceLevel1Code ISO Length : 1 .. 4 SEPA Length : 1 .. 4 SEPA Code Restrictions : SEPA (SingleEuroPaymentsArea) - Payment must be executed following the Single Euro Payments Area scheme. |
| 2.71 | 1..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Credit Transfer Transaction Information +++Payment Type Information ++++Service Level +++++Proprietary | ISO Name : Proprietary ISO Definition : Specifies a pre-agreed service or level of service between the parties, as a proprietary code. XML Tag : Prtry Type : Max35Text ISO Length : 1 .. 35 SEPA Length : 1 .. 35 |
| 2.72 | 0..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Credit Transfer Transaction Information +++Payment Type Information ++++Local Instrument | ISO Name : Local Instrument ISO Definition : User community specific instrument. Usage: This element is used to specify a local instrument, local clearing option and/or further qualify the service or service level. XML Tag : LclInstrm Type : LocalInstrument2Choice |
| 1..1 | XML Tag xs:choice | ||
| 2.73 | 1..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Credit Transfer Transaction Information +++Payment Type Information ++++Local Instrument +++++Code | ISO Name : Code ISO Definition : Specifies the local instrument, as published in an external local instrument code list. XML Tag : Cd Type : ExternalLocalInstrument1Code ISO Length : 1 .. 35 SEPA Length : 1 .. 35 |
| 2.74 | 1..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Credit Transfer Transaction Information +++Payment Type Information ++++Local Instrument +++++Proprietary | ISO Name : Proprietary ISO Definition : Specifies the local instrument, as a proprietary code. XML Tag : Prtry Type : Max35Text ISO Length : 1 .. 35 SEPA Length : 1 .. 35 |
| 2.75 | 0..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Credit Transfer Transaction Information +++Payment Type Information ++++Category Purpose | SEPA Rulebook : AT-45 Category purpose of the Credit Transfer. SEPA Usage Rule(s) : Depending on the agreement between the Originator and the Originator Bank, ‘Category Purpose’ may be forwarded to the Beneficiary Bank. ISO Name : Category Purpose ISO Definition : Specifies the high level purpose of the instruction based on a set of pre-defined categories. Usage: This is used by the initiating party to provide information concerning the processing of the payment. It is likely to trigger special processing by any of the agents involved in the payment chain. XML Tag : CtgyPurp Type : CategoryPurpose1Choice |
| 2.76 | 1..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Credit Transfer Transaction Information +++Amount | ISO Name : Amount ISO Definition : Amount of money to be moved between the debtor and creditor, before deduction of charges, expressed in the currency as ordered by the initiating party. XML Tag : Amt Type : AmountType3Choice |
| 1..1 | XML Tag xs:choice | ||
| 2.77 | 1..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Credit Transfer Transaction Information +++Amount ++++Instructed Amount | SEPA Rulebook : AT-04 Amount of the Credit Transfer in Euro. SEPA Usage Rule(s) : Only ‘EUR’ is allowed. Amount must be 0.01 or more and 999999999.99 or less. SEPA Format Rule(s) : The fractional part has a maximum of two digits. ISO Name : Instructed Amount ISO Definition : Amount of money to be moved between the debtor and creditor, before deduction of charges, expressed in the currency as ordered by the initiating party. XML Tag : InstdAmt Type : ActiveOrHistoricCurrencyAndAmount SEPA FractDigits : 2 TotalDigits : 18 SEPA Inclusive 0.01 .. 999999999.99 |
| 2.78 | 1..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Credit Transfer Transaction Information +++Amount ++++Equivalent Amount | ISO Name : Equivalent Amount ISO Definition : Amount of money to be moved between the debtor and creditor, expressed in the currency of the debtor's account, and the currency in which the amount is to be moved. XML Tag : EqvtAmt Type : EquivalentAmount2 |
| 2.79 | 0..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Credit Transfer Transaction Information +++Exchange Rate Information | ISO Name : Exchange Rate Information ISO Definition : Set of elements used to provide details on the currency exchange rate and contract. XML Tag : XchgRateInf Type : ExchangeRateInformation1 |
| 2.80 | 0..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Credit Transfer Transaction Information +++Charge Bearer | SEPA Usage Rule(s) : Only ‘SLEV’ is allowed. It is recommended that this element be specified at ‘Payment Information’ level. ISO Name : Charge Bearer ISO Definition : Specifies which party/parties will bear the charges associated with the processing of the payment transaction. XML Tag : ChrgBr Type : ChargeBearerType1Code SEPA Code Restrictions: SLEV (FollowingServiceLevel) - Charges are to be applied following the rules agreed in the service level and/or scheme. |
| 2.81 | 0..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Credit Transfer Transaction Information +++Cheque Instruction | ISO Name : Cheque Instruction ISO Definition : Set of elements needed to issue a cheque. XML Tag : ChqInstr Type : Cheque6 |
| 2.82 | 0..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Credit Transfer Transaction Information +++Ultimate Debtor | ISO Name : Ultimate Debtor ISO Definition : Ultimate party that owes an amount of money to the (ultimate) creditor. XML Tag : UltmtDbtr Type : PartyIdentification32 |
| 2.83 | 0..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Credit Transfer Transaction Information +++Ultimate Debtor ++++Name | SEPA Rulebook : AT-08 Name of the Originator Reference Party. SEPA Usage Rule(s) : ‘Name’ is limited to 70 characters in length. ISO Name : Name ISO Definition : Name by which a party is known and which is usually used to identify that party. XML Tag : Nm Type : Max140Text ISO Length : 1 .. 140 SEPA Length : 1 .. 70 |
| 2.84 | 0..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Credit Transfer Transaction Information +++Ultimate Debtor ++++Postal Address | ISO Name : Postal Address ISO Definition : Information that locates and identifies a specific address, as defined by postal services. XML Tag : PstlAdr Type : PostalAddress6 |
| 2.85 | 0..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Credit Transfer Transaction Information +++Ultimate Debtor ++++Identification | SEPA Rulebook : AT-09 Identification Code of the Originator Reference Party. ISO Name : Identification ISO Definition : Unique and unambiguous identification of a party. XML Tag : Id Type : Party6Choice |
| 1..1 | XML Tag xs:choice | ||
| 2.86 | 1..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Credit Transfer Transaction Information +++Ultimate Debtor ++++Identification +++++Organisation Identification | SEPA Usage Rule(s) : Either ‘BIC or BEI’ or one occurrence of ‘Other’ is allowed. ISO Name : Organisation Identification ISO Definition : Unique and unambiguous way to identify an organisation. XML Tag : OrgId Type : OrganisationIdentification4 |
| 2.87 | 1..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Credit Transfer Transaction Information +++Ultimate Debtor ++++Identification +++++Private Identification | SEPA Usage Rule(s) : Either ‘Date and Place of Birth’ or one occurrence of ‘Other’ is allowed. ISO Name : Private Identification ISO Definition : Unique and unambiguous identification of a person, eg, passport. XML Tag : PrvtId Type : PersonIdentification5 |
| 2.88 | 0..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Credit Transfer Transaction Information +++Ultimate Debtor ++++Country Of Residence | ISO Name : Country Of Residence ISO Definition : Country in which a person resides (the place of a person's home). In the case of a company, it is the country from which the affairs of that company are directed. XML Tag : CtryOfRes Type : CountryCode Pattern : [A-Z]{2,2} |
| 2.89 | 0..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Credit Transfer Transaction Information +++Ultimate Debtor ++++Contact Details | ISO Name : Contact Details ISO Definition : Set of elements used to indicate how to contact the party. XML Tag : CtctDtls Type : ContactDetails2 |
| 2.90 | 0..1 | Customer Credit Transfer Initiation V2 +Payment Information ++Credit Transfer Transaction Information +++Intermediary Agent 1 | ISO Name : Intermediary Agent 1 ISO Definition : Agent between the debtor's agent and the creditor's agent. Usage: If more than one intermediary agent is present, then IntermediaryAgent1 identifies the agent between the DebtorAgent and the IntermediaryAgent1. XML Tag : IntrmyAgt1 Type : BranchAndFinancialInstitutionIdentification3 |
| 2.91 | 0..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Credit Transfer Transaction Information +++Intermediary Agent 1Account | ISO Name : Intermediary Agent 1Account ISO Definition : Unambiguous identification of the account of the intermediary agent 1 at its servicing agent in the payment chain. XML Tag : IntrmyAgt1Acct Type : CashAccount16 |
| 2.92 | 0..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Credit Transfer Transaction Information +++Intermediary Agent 2 | ISO Name : Intermediary Agent 2 ISO Definition : Agent between the debtor's agent and the creditor's agent. Usage: If more than two intermediary agents are present, then IntermediaryAgent2 identifies the agent between the IntermediaryAgent1 and the IntermediaryAgent3. XML Tag : IntrmyAgt2 Type : BranchAndFinancialInstitutionIdentification4 |
| 2.93 | 0..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Credit Transfer Transaction Information +++Intermediary Agent 2Account | ISO Name : Intermediary Agent 2Account ISO Definition : Unambiguous identification of the account of the intermediary agent 2 at its servicing agent in the payment chain. XML Tag : IntrmyAgt2Acct Type : CashAccount16 |
| 2.94 | 0..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Credit Transfer Transaction Information +++Intermediary Agent 3 | ISO Name : Intermediary Agent 3 ISO Definition : Agent between the debtor's agent and the creditor's agent. Usage: If IntermediaryAgent3 is present, then it identifies the agent between the IntermediaryAgent 2 and the CreditorAgent. XML Tag : IntrmyAgt3 Type : BranchAndFinancialInstitutionIdentification4 |
| 2.95 | 0..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Credit Transfer Transaction Information +++Intermediary Agent 3Account | ISO Name : Intermediary Agent 3Account ISO Definition : Unambiguous identification of the account of the intermediary agent 3 at its servicing agent in the payment chain. XML Tag : IntrmyAgt3Acct Type : CashAccount16 |
| 2.96 | 0..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Credit Transfer Transaction Information +++Creditor Agent | SEPA Rulebook : AT-23 BIC of the Beneficiary Bank (Only mandatory when Beneficiary Bank is located in a non-EEA SEPA country or territory) SEPA Usage Rule(s) : Only BIC is allowed. If the BIC is not indicated 'Creditor Agent' structure is not to be used. ISO Name : Creditor Agent ISO Definition : Financial institution servicing an account for the creditor. XML Tag : CdtrAgt Type : BranchAndFinancialInstitutionIdentification4 |
| 2.97 | 0..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Credit Transfer Transaction Information +++Creditor Agent Account | ISO Name Creditor Agent Account ISO Definition Unambiguous identification of the account of the creditor agent at its servicing agent to which a credit entry will be made as a result of the payment transaction. XML Tag CdtrAgtAcct Type CashAccount16 |
| 2.98 | 1..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Credit Transfer Transaction Information +++Creditor | SEPA Usage Rule(s) : Mandatory ISO Name : Creditor ISO Definition : Party to which an amount of money is due. XML Tag : Cdtr Type : PartyIdentification32 |
| 2.99 | 1..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Credit Transfer Transaction Information +++Creditor ++++Name | SEPA Rulebook : AT-21 Name of the Beneficiary. SEPA Usage Rule(s) : Mandatory - ‘Name’ is limited to 70 characters in length. ISO Name : Name ISO Definition : Name by which a party is known and which is usually used to identify that party. XML Tag : Nm Type : Max140Text ISO Length : 1 .. 140 SEPA Length : 1 .. 70 |
| 2.100 | 0..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Credit Transfer Transaction Information +++Creditor ++++Postal Address | SEPA Rulebook : AT-22 Address of the Beneficiary. ISO Name : Postal Address ISO Definition : Information that locates and identifies a specific address, as defined by postal services. XML Tag : PstlAdr Type : PostalAddress6 |
| 2.101 | 0..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Credit Transfer Transaction Information +++Creditor ++++Postal Address +++++Address Type | ISO Name : Address Type ISO Definition : Identifies the nature of the postal address. XML Tag : AdrTp Type : AddressType2Code |
| 2.102 | 0..1 | Customer Credit Transfer Initiation V20 +Payment Information ++Credit Transfer Transaction Information +++Creditor ++++Postal Address +++++Department | ISO Name : Department ISO Definition : Identification of a division of a large organisation or building. XML Tag : Dept Type : Max70Text ISO Length : 1 .. 70 SEPA Length : 1 .. 70 |
| 2.103 | 0..1 | Customer Credit Transfer Initiation V20 +Payment Information ++Credit Transfer Transaction Information +++Creditor ++++Postal Address +++++Sub Department | ISO Name : Sub Department ISO Definition Identification of a sub-division of a large organisation or building. XML Tag : SubDept Type : Max70Text ISO Length : 1 .. 70 SEPA Length : 1 .. 70 |
| 2.104 | 0..1 | Customer Credit Transfer Initiation V20 +Payment Information ++Credit Transfer Transaction Information +++Creditor ++++Postal Address +++++Street Name | ISO Name : Street Name ISO Definition : Name of a street or thoroughfare. XML Tag : StrtNm Type : Max70Text ISO Length : 1 .. 70 SEPA Length : 1 .. 70 |
| 2.105 | 0..1 | Customer Credit Transfer Initiation V20 +Payment Information ++Credit Transfer Transaction Information +++Creditor ++++Postal Address +++++Building Number | ISO Name : Building Number ISO Definition : Number that identifies the position of a building on a street. XML Tag : BldgNb Type : Max16Text ISO Length : 1 .. 16 SEPA Length : 1 .. 16 |
| 2.106 | 0..1 | Customer Credit Transfer Initiation V20 +Payment Information ++Credit Transfer Transaction Information +++Creditor ++++Postal Address +++++Post Code | ISO Name : Post Code ISO Definition : Identifier consisting of a group of letters and/or numbers that is added to a postal address to assist the sorting of mail. XML Tag : PstCd Type : Max16Text ISO Length : 1 .. 16 SEPA Length : 1 .. 16 |
| 2.107 | 0..1 | Customer Credit Transfer Initiation V20 +Payment Information ++Credit Transfer Transaction Information +++Creditor ++++Postal Address +++++Town Name | ISO Name : Town Name ISO Definition : Name of a built-up area, with defined boundaries, and a local government. XML Tag : TwnNm Type : Max35Text ISO Length : 1 .. 35 SEPA Length : 1 .. 35 |
| 2.108 | 0..1 | Customer Credit Transfer Initiation V20 +Payment Information ++Credit Transfer Transaction Information +++Creditor ++++Postal Address +++++Country Sub Division | ISO Name : Country Sub Division ISO Definition : Identifies a subdivision of a country such as state, region, country. XML Tag : CtrySubDvsn Type : Max35Text ISO Length : 1 .. 35 SEPA Length : 1 .. 35 |
| 2.109 | 0..1 | Customer Credit Transfer Initiation V20 +Payment Information ++Credit Transfer Transaction Information +++Creditor ++++Postal Address +++++Country | ISO Name : Country ISO Definition : Nation with its own government. XML Tag : Ctry Type : CountryCode Pattern : [A-Z]{2,2} |
| 2.110 | 0..2 | Customer Credit Transfer Initiation V20 +Payment Information ++Credit Transfer Transaction Information +++Creditor ++++Postal Address +++++Address Line | SEPA Usage Rule(s) : Only two occurrences are allowed. ISO Name : Address Line ISO Definition : Information that locates and identifies a specific address, as defined by postal services, presented in free format text. XML Tag : AdrLine Type : Max70Text ISO Length : 1 .. 70 SEPA Length : 1 .. 70 |
| 2.111 | 0..1 | Customer Credit Transfer Initiation V20 +Payment Information ++Credit Transfer Transaction Information +++Creditor ++++Identification | SEPA Rulebook : AT-24 Beneficiary Identification Code. ISO Name : Identification ISO Definition : Unique and unambiguous identification of a party. XML Tag : Id Type : Party6Choice |
| 1..1 | XML Tag xs:choice | ||
| 2.112 | 1..1 | Customer Credit Transfer Initiation V20 +Payment Information ++Credit Transfer Transaction Information +++Creditor ++++Identification +++++Organisation Identification | SEPA Usage Rule(s) : Either ‘BIC or BEI’ or one occurrence of ‘Other’ is allowed. ISO Name : Organisation Identification ISO Definition : Unique and unambiguous way to identify an organisation. XML Tag : OrgId Type : OrganisationIdentification4 |
| 2.113 | 1..1 | Customer Credit Transfer Initiation V20 +Payment Information ++Credit Transfer Transaction Information +++Creditor ++++Identification +++++Private Identification | SEPA Usage Rule(s) : Either ‘Date and Place of Birth’ or one occurrence of ‘Other’ is allowed. ISO Name : Private Identification ISO Definition : Unique and unambiguous identification of a person, eg, passport. XML Tag : PrvtId Type : PersonIdentification5 |
| 2.114 | 0..1 | Customer Credit Transfer Initiation V20 +Payment Information ++Credit Transfer Transaction Information +++Creditor ++++Country Of Residence | ISO Name : Country Of Residence ISO Definition : Country in which a person resides (the place of a person's home). In the case of a company, it is the country from which the affairs of that company are directed. XML Tag : CtryOfRes Type : CountryCode Pattern : [A-Z]{2,2} |
| 2.115 | 0..1 | Customer Credit Transfer Initiation V20 +Payment Information ++Credit Transfer Transaction Information +++Creditor ++++Contact Details | ISO Name : Contact Details ISO Definition : Set of elements used to indicate how to contact the party. XML Tag : CtctDtls Type : ContactDetails2 |
| 2.116 | 1..1 | Customer Credit Transfer Initiation V20 +Payment Information ++Credit Transfer Transaction Information +++Creditor Account | SEPA Rulebook : AT-20 The IBAN of the account of the Beneficiary. SEPA Usage Rule(s) : Mandatory - Only IBAN is allowed. ISO Name : Creditor Account ISO Definition : Unambiguous identification of the account of the creditor to which a credit entry will be posted as a result of the payment transaction. XML Tag : CdtrAcct Type : CashAccount16 |
| 2.117 | 0..1 | Customer Credit Transfer Initiation V20 +Payment Information ++Credit Transfer Transaction Information +++Ultimate Creditor | ISO Name : Ultimate Creditor ISO Definition : Ultimate party to which an amount of money is due. XML Tag : UltmtCdtr Type : PartyIdentification32 |
| 2.118 | 0..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Credit Transfer Transaction Information +++Ultimate Creditor ++++Name | SEPA Rulebook : AT-28 Name of the Beneficiary Reference Party. SEPA Usage Rule(s) : ‘Name’ is limited to 70 characters in length. ISO Name : Name ISO Definition : Name by which a party is known and which is usually used to identify that party. XML Tag : Nm Type : Max140Text ISO Length : 1 .. 140 SEPA Length : 1 .. 70 |
| 2.119 | 0..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Credit Transfer Transaction Information +++Ultimate Creditor ++++Postal Address | ISO Name : Postal Address ISO Definition : Information that locates and identifies a specific address, as defined by postal services. XML Tag : PstlAdr Type : PostalAddress6 |
| 2.120 | 0..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Credit Transfer Transaction Information +++Ultimate Creditor ++++Identification | SEPA Rulebook : AT-29 Identification Code of the Beneficiary Reference Party. ISO Name : Identification ISO Definition : Unique and unambiguous identification of a party. XML Tag : Id Type : Party6Choice |
| 1..1 | XML Tag xs:choice | ||
| 2.121 | 1..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Credit Transfer Transaction Information +++Ultimate Creditor ++++Identification +++++Organisation Identification | SEPA Usage Rule(s) : Either ‘BIC or BEI’ or one occurrence of ‘Other’ is allowed. ISO Name : Organisation Identification ISO Definition : Unique and unambiguous way to identify an organisation. XML Tag : OrgId Type : OrganisationIdentification4 |
| 2.122 | 1..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Credit Transfer Transaction Information +++Ultimate Creditor ++++Identification +++++Private Identification | SEPA Usage Rule(s) : Either ‘Date and Place of Birth’ or one occurrence of ‘Other’ is allowed. ISO Name : Private Identification ISO Definition : Unique and unambiguous identification of a person, eg, passport. XML Tag : PrvtId Type : PersonIdentification5 |
| 2.123 | 0..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Credit Transfer Transaction Information +++Ultimate Creditor ++++Country Of Residence | ISO Name : Country Of Residence ISO Definition : Country in which a person resides (the place of a person's home). In the case of a company, it is the country from which the affairs of that company are directed. XML Tag : CtryOfRes Type : CountryCode Pattern : [A-Z]{2,2} |
| 2.124 | 0..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Credit Transfer Transaction Information +++Ultimate Creditor ++++Contact Details | ISO Name : Contact Details ISO Definition : Set of elements used to indicate how to contact the party. XML Tag : CtctDtls Type : ContactDetails2 |
| 2.125 | 0..n | Customer Credit Transfer Initiation V03 +Payment Information ++Credit Transfer Transaction Information +++Instruction For Creditor Agent | ISO Name Instruction For Creditor Agent ISO Definition Further information related to the processing of the payment instruction, provided by the initiating party, and intended for the creditor agent. XML Tag InstrForCdtrAgt Type InstructionForCreditorAgent1 |
| 2.126 | 0..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Credit Transfer Transaction Information +++Instruction For Debtor Agent | ISO Name : Instruction For Debtor Agent ISO Definition : Further information related to the processing of the payment instruction, that may need to be acted upon by the debtor agent, depending on agreement between debtor and the debtor agent. XML Tag : InstrForDbtrAgt Type : Max140Text ISO Length : 1 .. 140 SEPA Length : 1 .. 140 |
| 2.127 | 0..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Credit Transfer Transaction Information +++Purpose | SEPA Rulebook : AT-44 Purpose of the Credit Transfer. ISO Name : Purpose ISO Definition : Underlying reason for the payment transaction. Usage: Purpose is used by the end-customers, that is initiating party, (ultimate) debtor, (ultimate) creditor to provide information concerning the nature of the payment. Purpose is a content element, which is not used for processing by any of the agents involved in the payment chain. XML Tag : Purp Type : Purpose2Choice |
| 1..1 | XML Tag xs:choice | ||
| 2.128 | 1..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Credit Transfer Transaction Information +++Purpose ++++Code | ISO Name : Code ISO Definition : Underlying reason for the payment transaction, as published in an external purpose code list. XML Tag : Cd Type : ExternalPurpose1Code ISO Length : 1 .. 4 SEPA Length : 1 .. 4 |
| 2.129 | 1..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Credit Transfer Transaction Information +++Purpose ++++Proprietary | ISO Name : Proprietary ISO Definition : Purpose, in a proprietary form. XML Tag : Prtry Type : Max35Text ISO Length : 1 .. 35 SEPA Length : 1 .. 35 |
| 2.130 | 0..10 | Customer Credit Transfer Initiation V03 +Payment Information ++Credit Transfer Transaction Information +++Regulatory Reporting | ISO Name : Regulatory Reporting ISO Definition : Information needed due to regulatory and statutory requirements. XML Tag : RgltryRptg Type : RegulatoryReporting3 |
| 2.131 | 0..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Credit Transfer Transaction Information +++Tax | ISO Name : Tax ISO Definition : Set of elements used to provide details on the tax. XML Tag : Tax Type : TaxInformation3 |
| 2.132 | 0..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Credit Transfer Transaction Information +++Related Remittance Information | ISO Name : Related Remittance Information ISO Definition : Set of elements used to provide information related to the handling of the remittance information by any of the agents in the transaction processing chain. XML Tag : RltdRmtInf Type : RemittanceLocation2 |
| 2.133 | 0..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Credit Transfer Transaction Information +++Remittance Information | SEPA Rulebook : AT-05 The Remittance Information sent by the Originator to the Beneficiary in the Credit Transfer Instruction. SEPA Usage Rule(s) : Either ‘Structured’ or ‘Unstructured’ may be present ISO Name : Remittance Information ISO Definition : Information supplied to enable the matching of an entry with the items that the transfer is intended to settle, such as commercial invoices in an accounts' receivable system. XML Tag : RmtInf Type : RemittanceInformation5 |
| 2.134 | 0..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Credit Transfer Transaction Information +++Remittance Information ++++Unstructured | SEPA Usage Rule(s) : ‘Unstructured’ may carry structured remittance information, as agreed between the Originator and the Beneficiary. Only one occurrence of ‘Unstructured’ is allowed. ISO Name : Unstructured ISO Definition : Information supplied to enable the matching/reconciliation of an entry with the items that the payment is intended to settle, such as commercial invoices in an accounts' receivable system, in an unstructured form. XML Tag : Ustrd Type : Max140Text ISO Length : 1 .. 140 SEPA Length : 1 .. 140 |
| 2.135 | 0..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Credit Transfer Transaction Information +++Remittance Information ++++Structured | SEPA Usage Rule(s) : Only one occurrence of ‘Structured’ is allowed. SEPA Format Rule(s) : ‘Structured’ can be used, provided the tags and the data within the ‘Structured’ element do not exceed 140 characters in length. ISO Name : Structured ISO Definition : Information supplied to enable the matching/reconciliation of an entry with the items that the payment is intended to settle, such as commercial invoices in an accounts' receivable system, in a structured form. XML Tag : Strd Type : StructuredRemittanceInformation7 |
| 2.136 | 0..n | Customer Credit Transfer Initiation V03 +Payment Information ++Credit Transfer Transaction Information +++Remittance Information ++++Structured +++++Referred Document Information | ISO Name : Referred Document Information ISO Definition : Set of elements used to identify the documents referred to in the remittance information. XML Tag : RfrdDocInf Type : ReferredDocumentInformation3 |
| 2.137 | 0..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Credit Transfer Transaction Information +++Remittance Information ++++Structured +++++Referred Document Amount | ISO Name : Referred Document Amount ISO Definition : Set of elements used to provide details on the amounts of the referred document. XML Tag : RfrdDocAmt Type : RemittanceAmount1 |
| 2.138 | 0..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Credit Transfer Transaction Information +++Remittance Information ++++Structured +++++Creditor Reference Information | SEPA Usage Rule(s) : When present, the Debtor Bank is not obliged to validate the reference information. When used both ‘Creditor Reference Type’ and ‘Creditor Reference’ must be present. ISO Name Creditor Reference Information. ISO Definition Reference information provided by the creditor to allow the identification of the underlying documents. XML Tag : CdtrRefInf Type : CreditorReferenceInformation2 |
| 2.139 | 0..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Credit Transfer Transaction Information +++Remittance Information ++++Structured +++++Creditor Reference Information ++++++Type | ISO Name : Type ISO Definition : Specifies the type of creditor reference. XML Tag : Tp Type : CreditorReferenceType2 |
| 2.140 | 1..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Credit Transfer Transaction Information +++Remittance Information ++++Structured +++++Creditor Reference Information ++++++Type +++++++Code Or Proprietary | ISO Name : Code Or Proprietary ISO Definition : Coded or proprietary format creditor reference type. XML Tag : CdOrPrtry Type : CreditorReferenceType1Choice |
| 1..1 | XML Tag xs:choice | ||
| 2.141 | 1..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Credit Transfer Transaction Information +++Remittance Information ++++Structured +++++Creditor Reference Information ++++++Type +++++++Code Or Proprietary ++++++++Code | SEPA Usage Rule(s) : Only ‘SCOR’ is allowed. ISO Name : Code ISO Definition : Type of creditor reference, in a coded form. XML Tag : Cd Type : DocumentType3Code SEPA Code Restrictions : SCOR (StructuredCommunicationReference) - Document is a structured communication reference provided by the creditor to identify the referred transaction. |
| 2.142 | 1..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Credit Transfer Transaction Information +++Remittance Information ++++Structured +++++Creditor Reference Information ++++++Type +++++++Code Or Proprietary ++++++++Proprietary | ISO Name : Proprietary ISO Definition : Creditor reference type, in a proprietary form. XML Tag : Prtry Type : Max35Text ISO Length : 1 .. 35 SEPA Length : 1 .. 35 |
| 2.143 | 0..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Credit Transfer Transaction Information +++Remittance Information ++++Structured +++++Creditor Reference Information ++++++Type +++++++Issuer | ISO Name : Issuer ISO Definition : Entity that assigns the credit reference type. XML Tag : Issr Type : Max35Text ISO Length : 1 .. 35 SEPA Length : 1 .. 35 |
| 2.144 | 0..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Credit Transfer Transaction Information +++Remittance Information ++++Structured +++++Creditor Reference Information ++++++Reference | SEPA Usage Rule(s) : If a Creditor Reference contains a check digit, the receiving bank is not required to validate this. If the receiving bank validates the check digit and if this validation fails, the bank may continue its processing and send the transaction to the next party in the chain. RF Creditor Reference may be used (ISO 11649) ISO Name : Reference ISO Definition : Unique reference, as assigned by the creditor, to unambiguously refer to the payment transaction. Usage: If available, the initiating party should provide this reference in the structured remittance information, to enable reconciliation by the creditor upon receipt of the amount of money. If the business context requires the use of a creditor reference or a payment remit identification, and only one identifier can be passed through the end-to-end chain, the creditor's reference or payment remittance identification should be quoted in the end-to-end transaction identification. XML Tag : Ref Type : Max35Text ISO Length : 1 .. 35 SEPA Length : 1 .. 35 |
| 2.145 | 0..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Credit Transfer Transaction Information +++Remittance Information ++++Structured +++++Invoicer | ISO Name : Invoicer ISO Definition : Identification of the organisation issuing the invoice, when it is different from the creditor or ultimate creditor. XML Tag : Invcr Type : PartyIdentification32 |
| 2.146 | 0..1 | Customer Credit Transfer Initiation V03 +Payment Information ++Credit Transfer Transaction Information +++Remittance Information ++++Structured +++++Invoicee | ISO Name : Invoicee ISO Definition : Identification of the party to whom an invoice is issued, when it is different from the debtor or ultimate debtor. XML Tag : Invcee Type : PartyIdentification32 |
| 2.147 | 0..3 | Customer Credit Transfer Initiation V03 +Payment Information ++Credit Transfer Transaction Information +++Remittance Information ++++Structured +++++Additional Remittance Information | ISO Name : Additional Remittance Information ISO Definition : Additional information, in free text form, to complement the structured remittance information. XML Tag : AddtlRmtInf Type : Max140Text ISO Length : 1 .. 140 SEPA Length : 1 .. 140 |
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