Pain.001.001.02 - SCT C2B IG V3.3

The Pain.001.001.02 as described in the SEPA implementation guidelines – EPC132-08-C2B-CTIG-V3.3-Approved (Published in 2009). Use the search box on the top right of the table to find specific information. Back to the payment messages page.

Index	Mult	Message Element	SEPA Core Requirements
1.0	[1..1]	+ Group Header
1.1	[1..1]	++Message Identification
1.2	[1..1]	++Creation Date Time
1.3	[0..2]	++Autorisation
1.4	[0..1]	++ Batch Booking	Shaded yellow Usage Rule: If present and contains ‘TRUE’, batch booking is requested. If present and contains ‘FALSE’, booking per transaction is requested. Usage Rule: If element is not present, pre-agreed customer-to-bank conditions apply.
1.5	[1..1]	++ Number Of Transactions
1.6	[0..1]	++ Control Sum	Shaded yellow
1.7	[1..1]	++ Grouping	Usage Rule: Only ‘MIXD’ is allowed.
1.8	[1..1]	++Initiating Party
1.8	[0..1]	+++Name	Shaded yellow
1.8	[0..1]	+++Postal Address
1.8	[0..1]	+++Identification	Shaded yellow
1.8	{Or	++++Organisation Identification	Shaded yellow Format Rule: Only one sub-element of ‘Organisation Identification’ may be present.
1.8	Or}	++++Private Identification	Shaded yellow Format Rule: Only one occurrence of ‘Private Identification’ may be present.
1.8	[0..1]	+++Country Of Residence
1.9	[0..1]	++ Forwarding Agent
2.0	[1..n]	+ Payment Information
2.1	[0..1]	++ Payment Information Identification	Shaded yellow Usage rule: It is recommended to provide Payment Information Identification.
2.2	[1..1]	++ Payment Method	Usage Rule: Only ‘TRF’ is allowed.
2.3	[0..1]	++ Payment Type Information	Usage Rule: If used, it is recommended to be used only at ‘Payment Information’ level and not at Credit Transfer Transaction Information’ level. Usage Rule: When Instruction Priority is to be used, ‘Payment Type Information’ must be present at ‘Payment Information’ level.
2.4	[0..1]	+++Instruction Priority	Shaded yellow Usage Rule: If present, pre-agreed customer-tobank conditions apply.
2.5	{Or	+++Service Level	Usage Rule: Usage is recommended.
2.6	{Or	++++Code	(AT-40 Identification code of the Scheme) Usage Rule: Only ‘SEPA’ is allowed.
2.7	Or}	++++Proprietary
2.8	Or}	+++Clearing Channel
2.9	[0..1]	+++Local Instrument
2.12	[0..1]	+++Category Purpose	(AT-45 Category purpose of the Credit Transfer) Usage Rule: Depending on the agreement between the Originator and the Originator Bank, ‘Category Purpose’ may be forwarded to the Beneficiary Bank.
2.13	[1..1]	++ Requested Execution Date	(AT-07 Requested Execution Date of the Instruction)
2.14	[0..1]	++Pooling Adjustment Date
2.15	[1..1]	++Debtor
2.15	[0..1]	+++Name	Mandatory (AT-02 Name of the Originator)
2.15	[0..1]	+++Postal Address	(AT-03 Address of the Originator)
2.15	[0..1]	++++Address Type
2.15	[0..5]	++++Address Line	Usage Rule: Only two occurrences of ‘Address Line’ are allowed.
2.15	[0..1]	++++Street Name
2.15	[0..1]	++++Building Number
2.15	[0..1]	++++Post Code
2.15	[0..1]	++++Town Name
2.15	[0..1]	++++Country Subdivision
2.15	[1..1]	++++Country
2.15	[0..1]	+++Identification	(AT-10 Originator Identification Code)
2.15	{Or	++++Organisation Identification	Format Rule: Only one sub-element of ‘Organisation Identification’ may be present.
2.15	Or}	++++Private Identification	Format Rule: Only one occurrence of ‘Private Identification’ may be present.
2.15	[0..1]	+++Country of Residence
2.16	[1..1]	++ Debtor Account	(AT-01 Account Number of the Originator)
2.16	[1..1]	+++Identification	Shaded yellow Usage Rule: Only IBAN is allowed.
2.16	[0..1]	+++Type
2.16	[0..1]	+++Currency	Shaded yellow
2.16	[0..1]	+++Name
2.17	[1..1]	++ Debtor Agent	Usage Rule: Only BIC is allowed. Usage Rule: BIC must be specified as a stand alone element and not part of ‘Combined Identification’.
2.18	[0..1]	++ Debtor Agent Account
2.19	[0..1]	++ Ultimate Debtor	Usage Rule: This data element may be present either at ‘Payment Information’ or at ‘Credit Transfer Transaction Information’ level.
2.19	[0..1]	+++Name	(AT-08 Name of the Originator Reference Party)
2.19	[0..1]	+++Postal Address
2.19	[0..1]	+++Identification	(AT-09 Identification code of the Originator Reference Party)
2.19	{Or	++++Organisation Identification	Format Rule: Only one sub-element of ‘Organisation Identification’ may be present.
2.19	Or}	++++Private Identification	Format Rule: Only one occurrence of ‘Private Identification’ may be present.
2.19	[0..1]	+++Country of Residence
2.20	[0..1]	++ Charge Bearer	Usage Rule: Only ‘SLEV’ is allowed. Usage Rule: It is recommended that this element be specified at ‘Payment Information’ level.
2.21	[0..1]	++ Charges Account
2.22	[0..1]	++ Charges Account Agent
2.23	[1..n]	++ Credit Transfer Transaction Information
2.24	[1..1]	+++Payment Identification
2.25	[0..1]	++++Instruction Identification	Shaded yellow
2.26	[1..1]	++++End to End Identification	(AT-41 Originator’s Reference to the Credit Transfer)
2.27	[0..1]	+++Payment Type Information	Usage Rule: If used, it is recommended to be used at ‘Payment Information’ level and not at ‘Credit Transfer Transaction Information’ level.
2.28	[0..1]	++++Instruction Priority
2.29	{Or	++++Service Level	Usage Rule: Usage is recommended
2.30	{Or	+++++Code	(AT-40 Identification code of the Scheme) Usage Rule: Only ‘SEPA’ is allowed.
2.31	Or}	+++++Proprietary
2.32	Or}	++++Clearing Channel
2.33	[0..1]	++++Local Instrument
2.36	[0..1]	++++Category Purpose	(AT-45 Category purpose of the Credit Transfer) Usage Rule: Depending on the agreement between the Originator and the Originator Bank, ‘Category Purpose’ may be forwarded to the Beneficiary Bank.
2.37	[1..1]	+++Amount
2.38	{Or	++++Instructed Amount	(AT-04 Amount of the Credit Transfer in Euro) Usage Rule: Only ‘EUR’ is allowed. Usage Rule: Amount must be 0.01 or more and 999999999.99 or less. Format Rule: The fractional part has a maximum of two digits.
2.39	Or}	++++Equivalent Amount
2.42	[0..1]	+++Exchange Rate Information
2.46	[0..1]	+++Charge Bearer	Usage Rule: Only ‘SLEV’ is allowed. Usage Rule: It is recommended that this element be specified at ‘Payment Information’ level.
2.47	[0..1]	+++Cheque Instruction
2.48	[0..1]	+++Ultimate Debtor	Usage Rule: This data element may be present either at ‘Payment Information’ or at ‘Credit Transfer Transaction Information’ level.
2.48	[0..1]	++++Name	(AT-08 Name of the Originator Reference Party)
2.48	[0..1]	++++Postal Address
2.48	[0..1]	++++Identification	(AT-09 Identification Code of the Originator Reference Party)
2.48	{Or	+++++Organisation Identification	Format Rule: Only one sub-element of ‘Organisation Identification’ may be present.
2.48	Or}	+++++Private Identification	Format Rule: Only one occurrence of ‘Private Identification’ may be present.
2.48	[0..1]	++++Country of Residence
2.49	[0..1]	+++Intermediary Agent 1
2.50	[0..1]	+++ Intermediary Agent 1 Account
2.51	[0..1]	+++Intermediary Agent 2
2.52	[0..1]	+++ Intermediary Agent 2 Account
2.53	[0..1]	+++Intermediary Agent 3
2.54	[0..1]	+++ Intermediary Agent 3 Account
2.55	[0..1]	+++Creditor Agent	(AT-23 BIC of the Beneficiary Bank) Usage Rule: Only BIC is allowed. Usage Rule: BIC must be specified as a stand alone element and not as part of ‘Combined Identification’.
2.56	[0..1]	+++Creditor Agent Account
2.57	[0..1]	+++Creditor	Mandatory
2.57	[0..1]	++++Name	Mandatory (AT-21 Name of the Beneficiary)
2.57	[0..1]	++++Postal Address	(AT-22 Address of the Beneficiary)
2.57	[0..1]	+++++Address Type
2.57	[0..5]	+++++Address Line	Usage Rule: Only two occurrences are allowed.
2.57	[0..1]	+++++Street Name
2.57	[0..1]	+++++Building Number
2.57	[0..1]	+++++Post Code
2.57	[0..1]	+++++Town Name
2.57	[0..1]	+++++Country Subdivision
2.57	[1..1]	+++++Country
2.57	[0..1]	++++Identification	(AT-24 Beneficiary Identification Code)
2.57	{Or	+++++Organisation Identification	Format Rule: Only one sub-element of ‘Organisation Identification’ may be present.
2.57	Or}	+++++Private Identification	Format Rule: Only one occurrence of ‘Private Identification’ may be present.
2.57	[0..1]	++++Country of Residence
2.58	[0..1]	+++Creditor Account	Mandatory (AT-20 Account number of the Beneficiary) Usage Rule: Only IBAN is allowed.
2.59	[0..1]	+++Ultimate Creditor
2.59	[0..1]	++++Name	(AT-28 Name of the Beneficiary Reference Party)
2.59	[0..1]	++++Postal Address
2.59	[0..1]	++++Identification	(AT-29 Identification Code of the Beneficiary Reference Party).
2.59	{Or	+++++Organisation Identification	Format Rule: Only one sub-element of ‘Organisation Identification’ may be present.
2.59	Or}	+++++Private Identification	Format Rule: Only one occurrence of ‘Private Identification’ may be present.
2.59	[0..1]	++++Country of Residence
2.60	[0..n]	+++Instruction for Creditor Agent
2.63	[0..1]	+++Instruction for Debtor Agent
2.64	[0..1]	+++Purpose	(AT-44 Purpose of the Credit Transfer)
2.65	{Or	++++Code	Usage Rule: Only codes from the ISO 20022 ExternalPurposeCode list are allowed. See http://www.iso20022.org/Payments_External_Code_Lists.page
2.66	Or}	++++Proprietary
2.67	[0..10]	+++Regulatory Reporting
2.76	[0..1]	+++Tax
2.77	[0..10]	+++Related Remittance Information
2.84	[0..1]	+++Remittance Information	(AT-05 Remittance Information) Usage Rule: Either ‘Structured’ or ‘Unstructured’ may be present.
2.85	[0..n]	++++Unstructured	Usage Rule: ‘Unstructured’ may carry structured remittance information, as agreed between the Originator and the Beneficiary. Format Rule: Only one occurrence of ‘Unstructured’ is allowed.
2.86	[0..n]	++++Structured	Format Rule: ‘Structured’ can be used, provided the tags and the data within the ‘Structured’ element do not exceed 140 characters in length. Format Rule: Only one occurrence of ‘Structured’ is allowed.
2.87	[0..1]	+++++Referred Document Information
2.93	[0..1]	+++++Referred Document Related Date
2.94	[0..n]	+++++Referred Document Amount
2.100	[0..1]	+++++Creditor Reference Information	Usage Rule: When present, the Debtor Bank is not obliged to validate the the reference information. Usage Rule: When used both ‘’Creditor Reference Type’ and ‘Creditor Reference’ must be present.
2.101	[0..1]	++++++Creditor Reference Type
2.102	{Or	+++++++Code	Usage Rule: Only ‘SCOR’ is allowed.
2.103	Or}	+++++++Proprietary
2.104	[0..1]	+++++++Issuer
2.105	[0..1]	++++++Creditor Reference	Usage Rule: If a Creditor Reference contains a check digit, the receiving bank is not required to validate this. Usage Rule: If the receiving bank validates the check digit and if this validation fails, the bank may continue its processing and send the transaction to the next party in the chain
2.106	[0..1]	+++++Invoicer
2.107	[0..1]	+++++Invoicee
2.108	[0..1]	+++++Additional Remittance Information