The Pacs.008.001.02 as described in the SCT Implementation Guidelines – EPC115-06 SCT Interbank IG 2017 V2.1. Use the search feature above the table to find specific information. Links to youtube videos will be available soon to explain some message elements in detail. Back to the payment messages page.
| # | SEPA Mult | Message Element | SEPA Core Requirements |
|---|---|---|---|
| Document | XML Tag : Document Type : Document | ||
| 1..1 | FITo FICustomer Credit Transfer V02 | ISO Name : FIToFICustomerCreditTransferV02 ISO Definition : The FI2FI Customer Credit Transfer message is sent by the debtor's agent to the creditor's agent, directly or through other agents and/or a payment clearing and settlement system. It is used to move funds from a debtor's account to a creditor. XML Tag : FIToFICstmrCdtTrf Type : FIToFICustomerCreditTransferV02 | |
| 1.0 | 1..1 | FITo FICustomer Credit Transfer V02 +Group Header | ISO Name : Group Header ISO Definition : Set of characteristics shared by all individual transactions included in the message. XML Tag : GrpHdr Type : GroupHeader33 |
| 1.1 | 1..1 | FITo FICustomer Credit Transfer V02 +Group Header ++Message Identification | ISO Name : Message Identification ISO Definition : Point to point reference, as assigned by the instructing party, and sent to the next party in the chain to unambiguously identify the message. Usage: The instructing party has to make sure that MessageIdentification is unique per instructed party for a pre-agreed period. XML Tag : MsgId Type : Max35Text ISO Length : 1 .. 35 SEPA Length : 1 .. 35 |
| 1.2 | 1..1 | FITo FICustomer Credit Transfer V02 +Group Header ++Creation Date Time | ISO Name : Creation Date Time ISO Definition : Date and time at which the message was created. XML Tag : CreDtTm Type : ISODateTime |
| 1.3 | 0..1 | FITo FICustomer Credit Transfer V02 +Group Header ++Batch Booking | ISO Name : Batch Booking ISO Definition : Identifies whether a single entry per individual transaction or a batch entry for the sum of the amounts of all transactions within the group of a message is requested. Usage: Batch booking is used to request and not order a possible batch booking. XML Tag : BtchBookg Type : BatchBookingIndicator |
| 1.4 | 1..1 | FITo FICustomer Credit Transfer V02 +Group Header ++Number Of Transactions | ISO Name Number Of Transactions ISO Definition : Number of individual transactions contained in the message. XML Tag : NbOfTxs Type : Max15NumericText Pattern : [0-9]{1,15} |
| 1.5 | 0..1 | FITo FICustomer Credit Transfer V02 +Group Header ++Control Sum | ISO Name : Control Sum ISO Definition : Total of all individual amounts included in the message, irrespective of currencies. XML Tag : CtrlSum Type : DecimalNumber SEPA FractDigits : 17 TotalDigits : 18 |
| 1.6 | 1..1 | FITo FICustomer Credit Transfer V02 +Group Header ++Total Interbank Settlement Amount | SEPA Usage Rule(s) : Mandatory - Only ‘EUR’ is allowed. Amount must be 0.01 or more and 999999999999999.99 or less. SEPA Format Rule(s) : The fractional part has a maximum of two digits. ISO Name : Total Interbank Settlement Amount ISO Definition : Total amount of money moved between the instructing agent and the instructed agent. XML Tag : TtlIntrBkSttlmAmt Type : ActiveCurrencyAndAmount SEPA FractDigits : 2 TotalDigits : 18 SEPA Inclusive 0.01 .. 999999999999999.99 |
| 1.7 | 1..1 | FITo FICustomer Credit Transfer V02 +Group Header ++Interbank Settlement Date | SEPA Rulebook : AT-42 Settlement Date of the Credit Transfer. SEPA Usage Rule(s) : Mandatory ISO Name Interbank : Settlement Date ISO Definition : Date on which the amount of money ceases to be available to the agent that owes it and when the amount of money becomes available to the agent to which it is due. XML Tag : IntrBkSttlmDt Type : ISODate |
| 1.8 | 1..1 | FITo FICustomer Credit Transfer V02 +Group Header ++Settlement Information | ISO Name : Settlement Information ISO Definition : Specifies the details on how the settlement of the transaction(s) between the instructing agent and the instructed agent is completed. XML Tag : SttlmInf Type : SettlementInformation13 |
| 1.9 | 1..1 | FITo FICustomer Credit Transfer V02 +Group Header ++Settlement Information +++Settlement Method | SEPA Usage Rule(s) : Only CLRG, INGA and INDA are allowed. ISO Name : Settlement Method ISO Definition : Method used to settle the (batch of) payment instructions. XML Tag : SttlmMtd Type : SettlementMethod1Code SEPA Code Restrictions CLRG - ClearingSystem - Settlement is done through a payment clearing system INDA - InstructedAgent - Settlement is done by the agent instructed to execute a payment instruction. INGA - InstructingAgent - Settlement is done by the agent instructing and forwarding the payment to the next party in the payment chain. |
| 1.10 | 0..1 | FITo FICustomer Credit Transfer V02 +Group Header ++Settlement Information +++Settlement Account | SEPA Usage Rule(s) : Only ‘Identification’ is allowed. ISO Name : Settlement Account ISO Definition : A specific purpose account used to post debit and credit entries as a result of the transaction. XML Tag : SttlmAcct Type : CashAccount16 |
| 1.11 | 0..1 | FITo FICustomer Credit Transfer V02 +Group Header ++Settlement Information +++Clearing System | ISO Name : Clearing System ISO Definition : Specification of a pre-agreed offering between clearing agents or the channel through which the payment instruction is processed. XML Tag : ClrSys Type : ClearingSystemIdentification3Choice |
| 1.12 | 0..1 | FITo FICustomer Credit Transfer V02 +Group Header ++Settlement Information +++Instructing Reimbursement Agent | ISO Name : Instructing Reimbursement Agent ISO Definition : Agent through which the instructing agent will reimburse the instructed agent. Usage: If InstructingAgent and InstructedAgent have the same reimbursement agent, then only InstructingReimbursementAgent must be used. XML Tag : InstgRmbrsmntAgt Type : BranchAndFinancialInstitutionIdentification4 |
| 1.13 | 0..1 | FITo FICustomer Credit Transfer V02 +Group Header ++Settlement Information +++Instructing Reimbursement Agent Account | ISO Name : Instructing Reimbursement Agent Account ISO Definition : Unambiguous identification of the account of the instructing reimbursement agent account at its servicing agent in the payment chain. XML Tag : InstgRmbrsmntAgtAcct Type : CashAccount16 |
| 1.14 | 0..1 | FITo FICustomer Credit Transfer V02 +Group Header ++Settlement Information +++Instructed Reimbursement Agent | ISO Name : Instructed Reimbursement Agent ISO Definition : Agent at which the instructed agent will be reimbursed. Usage: If InstructedReimbursementAgent contains a branch of the InstructedAgent, then the party in InstructedAgent will claim reimbursement from that branch/will be paid by that branch. Usage: If InstructingAgent and InstructedAgent have the same reimbursement agent, then only InstructingReimbursementAgent must be used. XML Tag : InstdRmbrsmntAgt Type : BranchAndFinancialInstitutionIdentification4 |
| 1.15 | 0..1 | FITo FICustomer Credit Transfer V02 +Group Header ++Settlement Information +++Instructed Reimbursement Agent Account | ISO Name : Instructed Reimbursement Agent Account ISO Definition : Unambiguous identification of the account of the instructed reimbursement agent account at its servicing agent in the payment chain. XML Tag : InstdRmbrsmntAgtAcct Type : CashAccount16 |
| 1.16 | 0..1 | FITo FICustomer Credit Transfer V02 +Group Header ++Settlement Information +++Third Reimbursement Agent | ISO Name : Third Reimbursement Agent ISO Definition : Agent at which the instructed agent will be reimbursed. Usage: If ThirdReimbursementAgent contains a branch of the InstructedAgent, then the party in InstructedAgent will claim reimbursement from that branch/will be paid by that branch. XML Tag : ThrdRmbrsmntAgt Type : BranchAndFinancialInstitutionIdentification4 |
| 1.17 | 0..1 | FITo FICustomer Credit Transfer V02 +Group Header ++Settlement Information +++Third Reimbursement Agent Account | ISO Name : Third Reimbursement Agent Account ISO Definition : Unambiguous identification of the account of the third reimbursement agent account at its servicing agent in the payment chain. XML Tag : ThrdRmbrsmntAgtAcct Type : CashAccount16 |
| 1.18 | 0..1 | FITo FICustomer Credit Transfer V02 +Group Header ++Payment Type Information | SEPA Usage Rule(s) : ‘Payment Type Information’ must be present in either ‘Group Header’ or ‘Credit Transfer Transaction Information’. ISO Name : Payment Type Information ISO Definition : Set of elements used to further specify the type of transaction. XML Tag : PmtTpInf Type : PaymentTypeInformation21 |
| 1.19 | 0..1 | FITo FICustomer Credit Transfer V02 +Group Header ++Payment Type Information +++Instruction Priority | ISO Name : Instruction Priority ISO Definition : Indicator of the urgency or order of importance that the instructing party would like the instructed party to apply to the processing of the instruction. XML Tag : InstrPrty Type : Priority2Code |
| 1.20 | 0..1 | FITo FICustomer Credit Transfer V02 +Group Header ++Payment Type Information +++Clearing Channel | ISO Name : Clearing Channel ISO Definition : Specifies the clearing channel to be used to process the payment instruction. XML Tag : ClrChanl Type : ClearingChannel2Code |
| 1.21 | 1..1 | FITo FICustomer Credit Transfer V02 +Group Header ++Payment Type Information +++Service Level | SEPA Usage Rule(s) : Mandatory ISO Name : Service Level ISO Definition : Agreement under which or rules under which the transaction should be processed. XML Tag : SvcLvl Type : ServiceLevel8Choice |
| 1..1 | XML Tag xs:choice | ||
| 1.22 | 1..1 | FITo FICustomer Credit Transfer V02 +Group Header ++Payment Type Information +++Service Level ++++Code | SEPA Rulebook : AT-40 The identification code of the SEPA electronic credit transfer Scheme. SEPA Usage Rule(s) : Only ‘SEPA’ is allowed. ISO Name : Code ISO Definition : Specifies a pre-agreed service or level of service between the parties, as published in an external service level code list. XML Tag : Cd Type : ExternalServiceLevel1Code ISO Length : 1 .. 4 SEPA Length : 1 .. 4 SEPA Code Restrictions SEPA - SingleEuroPaymentsArea - Payment must be executed following the Single Euro Payments Area scheme. |
| 1.23 | 1..1 | FITo FICustomer Credit Transfer V02 +Group Header ++Payment Type Information +++Service Level ++++Proprietary | ISO Name : Proprietary ISO Definition : Specifies a pre-agreed service or level of service between the parties, as a proprietary code. XML Tag : Prtry Type : Max35Text ISO Length : 1 .. 35 SEPA Length : 1 .. 35 |
| 1.24 | 0..1 | FITo FICustomer Credit Transfer V02 +Group Header ++Payment Type Information +++Local Instrument | SEPA Usage Rule(s) : Only used if bilaterally agreed between the Debtor Bank and the Creditor Bank. ISO Name : Local Instrument ISO Definition : User community specific instrument. Usage: This element is used to specify a local instrument, local clearing option and/or further qualify the service or service level. XML Tag : LclInstrm Type : LocalInstrument2Choice |
| 1..1 | XML Tag xs:choice | ||
| 1.25 | 1..1 | FITo FICustomer Credit Transfer V02 +Group Header ++Payment Type Information +++Local Instrument ++++Code | ISO Name : Code ISO Definition : Specifies the local instrument, as published in an external local instrument code list. XML Tag : Cd Type : ExternalLocalInstrument1Code ISO Length : 1 .. 35 SEPA Length : 1 .. 35 |
| 1.26 | 1..1 | FITo FICustomer Credit Transfer V02 +Group Header ++Payment Type Information +++Local Instrument ++++Proprietary | ISO Name : Proprietary ISO Definition : Specifies the local instrument, as a proprietary code. XML Tag : Prtry Type : Max35Text ISO Length : 1 .. 35 SEPA Length : 1 .. 35 |
| 1.27 | 0..1 | FITo FICustomer Credit Transfer V02 +Group Header ++Payment Type Information +++Category Purpose | SEPA Rulebook : AT-45 Category purpose of the Credit Transfer. SEPA Usage Rule(s) : Depending on the agreement between the Originator and the Originator Bank, ‘Category Purpose’ may be forwarded to the Beneficiary Bank. ISO Name : Category Purpose ISO Definition : Specifies the high level purpose of the instruction based on a set of pre-defined categories. Usage: This is used by the initiating party to provide information concerning the processing of the payment. It is likely to trigger special processing by any of the agents involved in the payment chain. XML Tag : CtgyPurp Type : CategoryPurpose1Choice |
| 1.28 | 0..1 | FITo FICustomer Credit Transfer V02 +Group Header ++Instructing Agent | SEPA Usage Rule(s) : Only BIC is allowed ISO Name : Instructing Agent ISO Definition : Agent that instructs the next party in the chain to carry out the (set of) instruction(s). XML Tag : InstgAgt Type : BranchAndFinancialInstitutionIdentification4 |
| 1.29 | 0..1 | FITo FICustomer Credit Transfer V02 +Group Header ++Instructed Agent | SEPA Usage Rule(s) : Only BIC is allowed. ISO Name : Instructed Agent ISO Definition : Agent that is instructed by the previous party in the chain to carry out the (set of) instruction(s). XML Tag : InstdAgt Type : BranchAndFinancialInstitutionIdentification4 |
| 2.0 | 1..n | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information | ISO Name : Credit Transfer Transaction Information ISO Definition : Set of elements providing information specific to the individual credit transfer(s). XML Tag : CdtTrfTxInf Type : CreditTransferTransactionInformation11 |
| 2.1 | 1..1 | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Payment Identification | ISO Name : Payment Identification ISO Definition : Set of elements used to reference a payment instruction. XML Tag : PmtId Type : PaymentIdentification3 |
| 2.2 | 0..1 | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Payment Identification +++Instruction Identification | ISO Name : Instruction Identification ISO Definition : Unique identification, as assigned by an instructing party for an instructed party, to unambiguously identify the instruction. Usage: The instruction identification is a point to point reference that can be used between the instructing party and the instructed party to refer to the individual instruction. It can be included in several messages related to the instruction. XML Tag : InstrId Type : Max35Text ISO Length 1 .. 35 SEPA Length 1 .. 35 |
| 2.3 | 1..1 | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Payment Identification +++End To End Identification | SEPA Rulebook : AT-41 Originator’s Reference to the Credit Transfer. SEPA Usage Rule(s) : A customer reference that must be passed on in the end-to-end chain. In the event that no reference was given, ‘NOTPROVIDED’ must be used. ISO Name : End To End Identification ISO Definition : Unique identification, as assigned by the initiating party, to unambiguously identify the transaction. This identification is passed on, unchanged, throughout the entire end-to-end chain. Usage: The end-to-end identification can be used for reconciliation or to link tasks relating to the transaction. It can be included in several messages related to the transaction. Usage: In case there are technical limitations to pass on multiple references, the end-to-end identification must be passed on throughout the entire end-to-end chain. XML Tag : EndToEndId Type : Max35Text ISO Length : 1 .. 35 SEPA Length : 1 .. 35 |
| 2.4 | 1..1 | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Payment Identification +++Transaction Identification | SEPA Rulebook : AT-43 Originator Bank’s Reference. SEPA Usage Rule(s) : Must contain a reference that is meaningful to the Originator’s Bank and is unique over time. ISO Name : Transaction Identification ISO Definition : Unique identification, as assigned by the first instructing agent, to unambiguously identify the transaction that is passed on, unchanged, throughout the entire interbank chain. Usage: The transaction identification can be used for reconciliation, tracking or to link tasks relating to the transaction on the interbank level. Usage: The instructing agent has to make sure that the transaction identification is unique for a pre-agreed period. XML Tag : TxId Type : Max35Text ISO Length : 1 .. 35 SEPA Length : 1 .. 35 |
| 2.5 | 0..1 | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Payment Identification +++Clearing System Reference | ISO Name : Clearing System Reference ISO Definition : Unique reference, as assigned by a clearing system, to unambiguously identify the instruction. XML Tag : ClrSysRef Type : Max35Text ISO Length : 1 .. 35 SEPA Length : 1 .. 35 |
| 2.6 | 0..1 | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Payment Type Information | SEPA Usage Rule(s) : ‘Payment Type Information’ must be present in either ‘Group Header’ or ‘Credit Transfer Transaction Information’. ISO Name : Payment Type Information ISO Definition : Set of elements used to further specify the type of transaction. XML Tag : PmtTpInf Type : PaymentTypeInformation21 |
| 2.7 | 0..1 | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Payment Type Information +++Instruction Priority | ISO Name : Instruction Priority ISO Definition : Indicator of the urgency or order of importance that the instructing party would like the instructed party to apply to the processing of the instruction. XML Tag : InstrPrty Type : Priority2Code |
| 2.8 | 0..1 | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Payment Type Information +++Clearing Channel | ISO Name : Clearing Channel ISO Definition : Specifies the clearing channel to be used to process the payment instruction. XML Tag : ClrChanl Type : ClearingChannel2Code |
| 2.9 | 1..1 | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Payment Type Information +++Service Level | SEPA Usage Rule(s) : Mandatory ISO Name : Service Level ISO Definition : Agreement under which or rules under which the transaction should be processed. XML Tag : SvcLvl Type : ServiceLevel8Choice |
| 1..1 | XML Tag xs:choice | ||
| 2.10 | 1..1 | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Payment Type Information +++Service Level ++++Code | SEPA Rulebook : AT-40 The identification code of the SEPA electronic credit transfer Scheme. SEPA Usage Rule(s) : Only ‘SEPA’ is allowed. ISO Name : Code ISO Definition : Specifies a pre-agreed service or level of service between the parties, as published in an external service level code list. XML Tag : Cd Type : ExternalServiceLevel1Code ISO Length : 1 .. 4 SEPA Length : 1 .. 4 SEPA Code Restrictions SEPA - SingleEuroPaymentsArea - Payment must be executed following the Single Euro Payments Area scheme. |
| 2.11 | 1..1 | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Payment Type Information +++Service Level ++++Proprietary | ISO Name : Proprietary ISO Definition : Specifies a pre-agreed service or level of service between the parties, as a proprietary code. XML Tag : Prtry Type : Max35Text ISO Length : 1 .. 35 SEPA Length : 1 .. 35 |
| 2.12 | 0..1 | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Payment Type Information +++Local Instrument | SEPA Usage Rule(s) : Only used if bilaterally agreed between the Debtor Bank and the Creditor Bank. ISO Name : Local Instrument ISO Definition : User community specific instrument. Usage: This element is used to specify a local instrument, local clearing option and/or further qualify the service or service level. XML Tag : LclInstrm Type : LocalInstrument2Choice |
| 1..1 | XML Tag xs:choice | ||
| 2.13 | 1..1 | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Payment Type Information +++Local Instrument ++++Code | ISO Name : Code ISO Definition : Specifies the local instrument, as published in an external local instrument code list. XML Tag : Cd Type : ExternalLocalInstrument1Code ISO Length : 1 .. 35 SEPA Length : 1 .. 35 |
| 2.14 | 1..1 | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Payment Type Information +++Local Instrument ++++Proprietary | ISO Name : Proprietary ISO Definition : Specifies the local instrument, as a proprietary code. XML Tag : Prtry Type : Max35Text ISO Length : 1 .. 35 SEPA Length : 1 .. 35 |
| 2.15 | 0..1 | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Payment Type Information +++Category Purpose | SEPA Rulebook AT-45 : Category purpose of the Credit Transfer. SEPA Usage Rule(s) : Depending on the agreement between the Originator and the Originator Bank, ‘Category Purpose’ may be forwarded to the Beneficiary Bank. ISO Name : Category Purpose ISO Definition : Specifies the high level purpose of the instruction based on a set of pre-defined categories. Usage: This is used by the initiating party to provide information concerning the processing of the payment. It is likely to trigger special processing by any of the agents involved in the payment chain. XML Tag : CtgyPurp Type : CategoryPurpose1Choice |
| 2.16 | 1..1 | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Interbank Settlement Amount | SEPA Rulebook : AT-04 Amount of the Credit Transfer in Euro. SEPA Usage Rule(s) : Only ‘EUR’ is allowed. Amount must be 0.01 or more and 999999999.99 or less. SEPA Format Rule(s) : The fractional part has a maximum of two digits. ISO Name : Interbank Settlement Amount ISO Definition : Amount of money moved between the instructing agent and the instructed agent. XML Tag : IntrBkSttlmAmt Type : ActiveCurrencyAndAmount SEPA FractDigits : 2 TotalDigits : 18 SEPA Inclusive 0.01 .. 999999999.99 |
| 2.17 | 0..1 | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Interbank Settlement Date | ISO Name : Interbank Settlement Date ISO Definition : Date on which the amount of money ceases to be available to the agent that owes it and when the amount of money becomes available to the agent to which it is due. XML Tag : IntrBkSttlmDt Type : ISODate |
| 2.18 | 0..1 | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Settlement Priority | ISO Name : Settlement Priority ISO Definition : Indicator of the urgency or order of importance that the instructing party would like the instructed party to apply to the processing of the settlement instruction. XML Tag : SttlmPrty Type : Priority3Code |
| 2.19 | 0..1 | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Settlement Time Indication | ISO Name : Settlement Time Indication ISO Definition : Provides information on the occurred settlement time(s) of the payment transaction. XML Tag : SttlmTmIndctn Type : SettlementDateTimeIndication1 |
| 2.20 | 0..1 | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Settlement Time Request | ISO Name : Settlement Time Request ISO Definition : Provides information on the requested settlement time(s) of the payment instruction. XML Tag : SttlmTmReq Type : SettlementTimeRequest2 |
| 2.21 | 0..1 | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Acceptance Date Time | ISO Name : Acceptance Date Time ISO Definition : Point in time when the payment order from the initiating party meets the processing conditions of the account servicing agent. This means that the account servicing agent has received the payment order and has applied checks such as authorisation, availability of funds. XML Tag : AccptncDtTm Type : ISODateTime |
| 2.22 | 0..1 | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Pooling Adjustment Date | ISO Name : Pooling Adjustment Date ISO Definition : Date used for the correction of the value date of a cash pool movement that has been posted with a different value date. XML Tag : PoolgAdjstmntDt Type : ISODate |
| 2.23 | 0..1 | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Instructed Amount | ISO Name : Instructed Amount ISO Definition : Amount of money to be moved between the debtor and creditor, before deduction of charges, expressed in the currency as ordered by the initiating party. XML Tag : InstdAmt Type : ActiveOrHistoricCurrencyAndAmount SEPA FractDigits : 5 TotalDigits 18 SEPA Inclusive 0 |
| 2.24 | 0..1 | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Exchange Rate | ISO Name : Exchange Rate ISO Definition : Factor used to convert an amount from one currency into another. This reflects the price at which one currency was bought with another currency. XML Tag : XchgRate Type : BaseOneRate SEPA FractDigits : 10 TotalDigits : 11 |
| 2.25 | 1..1 | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Charge Bearer | SEPA Usage Rule(s) : Only ‘SLEV’ is allowed. ISO Name : Charge Bearer ISO Definition : Specifies which party/parties will bear the charges associated with the processing of the payment transaction. XML Tag : ChrgBr Type : ChargeBearerType1Code SEPA Code Restrictions SLEV - FollowingServiceLevel - Charges are to be applied following the rules agreed in the service level and/or scheme. |
| 2.26 | 0..n | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Charges Information | ISO Name : Charges Information ISO Definition : Provides information on the charges to be paid by the charge bearer(s) related to the payment transaction. XML Tag : ChrgsInf Type : ChargesInformation5 |
| 2.27 | 0..1 | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Previous Instructing Agent | ISO Name : Previous Instructing Agent ISO Definition : Agent immediately prior to the instructing agent. XML Tag : PrvsInstgAgt Type : BranchAndFinancialInstitutionIdentification4 |
| 2.28 | 0..1 | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Previous Instructing Agent Account | ISO Name : Previous Instructing Agent Account ISO Definition : Unambiguous identification of the account of the previous instructing agent at its servicing agent in the payment chain. XML Tag : PrvsInstgAgtAcct Type : CashAccount16 |
| 2.29 | 0..1 | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Instructing Agent | SEPA Usage Rule(s) : Only BIC is allowed. ISO Name : Instructing Agent ISO Definition : Agent that instructs the next party in the chain to carry out the (set of) instruction(s). XML Tag : InstgAgt Type : BranchAndFinancialInstitutionIdentification4 |
| 2.30 | 0..1 | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Instructed Agent | SEPA Usage Rule(s) : Only BIC is allowed. ISO Name : Instructed Agent ISO Definition : Agent that is instructed by the previous party in the chain to carry out the (set of) instruction(s). XML Tag : InstdAgt Type : BranchAndFinancialInstitutionIdentification4 |
| 2.31 | 0..1 | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Intermediary Agent 1 | ISO Name : Intermediary Agent 1 ISO Definition : Agent between the debtor's agent and the creditor's agent. Usage: If more than one intermediary agent is present, then IntermediaryAgent1 identifies the agent between the DebtorAgent and the IntermediaryAgent2. XML Tag : IntrmyAgt1 Type : BranchAndFinancialInstitutionIdentification4 |
| 2.32 | 0..1 | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Intermediary Agent 1Account | ISO Name : Intermediary Agent 1Account ISO Definition : Unambiguous identification of the account of the intermediary agent 1 at its servicing agent in the payment chain. XML Tag : IntrmyAgt1Acct Type : CashAccount16 |
| 2.33 | 0..1 | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Intermediary Agent 2 | ISO Name : Intermediary Agent 2 ISO Definition : Agent between the debtor's agent and the creditor's agent. Usage: If more than two intermediary agents are present, then IntermediaryAgent2 identifies the agent between the IntermediaryAgent1 and the IntermediaryAgent3. XML Tag : IntrmyAgt2 Type : BranchAndFinancialInstitutionIdentification4 |
| 2.34 | 0..1 | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Intermediary Agent 2Account | ISO Name : Intermediary Agent 2Account ISO Definition : Unambiguous identification of the account of the intermediary agent 2 at its servicing agent in the payment chain. XML Tag : IntrmyAgt2Acct Type : CashAccount16 |
| 2.35 | 0..1 | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Intermediary Agent 3 | ISO Name : Intermediary Agent 3 ISO Definition : Agent between the debtor's agent and the creditor's agent. Usage: If IntermediaryAgent3 is present, then it identifies the agent between the IntermediaryAgent 2 and the CreditorAgent. XML Tag : IntrmyAgt3 Type : BranchAndFinancialInstitutionIdentification4 |
| 2.36 | 0..1 | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Intermediary Agent 3Account | ISO Name : Intermediary Agent 3Account ISO Definition : Unambiguous identification of the account of the intermediary agent 3 at its servicing agent in the payment chain. XML Tag : IntrmyAgt3Acct Type : CashAccount16 |
| 2.37 | 0..1 | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Ultimate Debtor | ISO Name : Ultimate Debtor ISO Definition : Ultimate party that owes an amount of money to the (ultimate) creditor. XML Tag : UltmtDbtr Type : PartyIdentification32 |
| 2.38 | 0..1 | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Ultimate Debtor +++Name | SEPA Rulebook : AT-08 Name of the Originator Reference Party. SEPA Usage Rule(s) : ‘Name’ is limited to 70 characters in length. ISO Name : Name ISO Definition : Name by which a party is known and which is usually used to identify that party. XML Tag : Nm Type : Max140Text ISO Length 1 .. 140 SEPA Length 1 .. 70 |
| 2.39 | 0..1 | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Ultimate Debtor +++Postal Address | ISO Name : Postal Address ISO Definition : Information that locates and identifies a specific address, as defined by postal services. XML Tag : PstlAdr Type : PostalAddress6 |
| 2.40 | 0..1 | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Ultimate Debtor +++Identification | SEPA Rulebook : AT-09 Identification code of the Originator Reference Party. ISO Name : Identification ISO Definition : Unique and unambiguous identification of a party. XML Tag : Id Type : Party6Choice |
| 1..1 | XML Tag xs:choice | ||
| 2.41 | 1..1 | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Ultimate Debtor +++Identification ++++Organisation Identification | SEPA Usage Rule(s) : Either ‘BIC or BEI’ or one occurrence of ‘Other’ is allowed. ISO Name : Organisation Identification ISO Definition : Unique and unambiguous way to identify an organisation. XML Tag : OrgId Type : OrganisationIdentification4 |
| 2.42 | 1..1 | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Ultimate Debtor +++Identification ++++Private Identification | SEPA Usage Rule(s) Either ‘Date and Place of Birth’ or one occurrence of ‘Other’ is allowed. ISO Name : Private Identification ISO Definition : Unique and unambiguous identification of a person, eg, passport. XML Tag : PrvtId Type : PersonIdentification5 |
| 2.43 | 0..1 | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Ultimate Debtor +++Country Of Residence | ISO Name : Country Of Residence ISO Definition : Country in which a person resides (the place of a person's home). In the case of a company, it is the country from which the affairs of that company are directed. XML Tag : CtryOfRes Type : CountryCode Pattern : [A-Z]{2,2} |
| 2.44 | 0..1 | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Ultimate Debtor +++Contact Details | ISO Name : Contact Details ISO Definition : Set of elements used to indicate how to contact the party. XML Tag : CtctDtls Type : ContactDetails2 |
| 2.45 | 0..1 | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Initiating Party | ISO Name : Initiating Party ISO Definition : Party that initiates the payment. Usage: This can be either the debtor or a party that initiates the credit transfer on behalf of the debtor. XML Tag : InitgPty Type : PartyIdentification32 |
| 2.46 | 1..1 | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Debtor | ISO Name : Debtor ISO Definition : Party that owes an amount of money to the (ultimate) creditor. XML Tag : Dbtr Type : PartyIdentification32 |
| 2.47 | 1..1 | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Debtor +++Name | SEPA Rulebook : AT-02 Name of the Originator. SEPA Usage Rule(s) : Mandatory - ‘Name’ is limited to 70 characters in length. ISO Name : Name ISO Definition : Name by which a party is known and which is usually used to identify that party. XML Tag : Nm Type : Max140Text ISO Length : 1 .. 140 SEPA Length : 1 .. 70 |
| 2.48 | 0..1 | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Debtor +++Postal Address | SEPA Rulebook : AT-03 Address of the Originator (only mandatory when the Originator Bank or the Beneficiary Bank is located in a non-EEA SEPA country or territory). ISO Name : Postal Address ISO Definition : Information that locates and identifies a specific address, as defined by postal services. XML Tag : PstlAdr Type : PostalAddress6 |
| 2.49 | 0..1 | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Debtor +++Postal Address ++++Address Type | ISO Name : Address Type ISO Definition : Identifies the nature of the postal address. XML Tag : AdrTp Type : AddressType2Code |
| 2.50 | 0..1 | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Debtor +++Postal Address ++++Department | ISO Name : Department ISO Definition : Identification of a division of a large organisation or building. XML Tag : Dept Type : Max70Text ISO Length : 1 .. 70 SEPA Length : 1 .. 70 |
| 2.51 | 0..1 | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Debtor +++Postal Address ++++Sub Department | ISO Name : Sub Department ISO Definition : Identification of a sub-division of a large organisation or building. XML Tag : SubDept Type : Max70Text ISO Length : 1 .. 70 SEPA Length : 1 .. 70 |
| 2.52 | 0..1 | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Debtor +++Postal Address ++++Street Name | ISO Name : Street Name ISO Definition : Name of a street or thoroughfare. XML Tag : StrtNm Type : Max70Text ISO Length : 1 .. 70 SEPA Length : 1 .. 70 |
| 2.53 | 0..1 | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Debtor +++Postal Address ++++Building Number | ISO Name : Building Number ISO Definition : Number that identifies the position of a building on a street. XML Tag : BldgNb Type : Max16Text ISO Length : 1 .. 16 SEPA Length : 1 .. 16 |
| 2.54 | 0..1 | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Debtor +++Postal Address ++++Post Code | ISO Name : Post Code ISO Definition : Identifier consisting of a group of letters and/or numbers that is added to a postal address to assist the sorting of mail. XML Tag : PstCd Type : Max16Text ISO Length : 1 .. 16 SEPA Length : 1 .. 16 |
| 2.55 | 0..1 | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Debtor +++Postal Address ++++Town Name | ISO Name : Town Name ISO Definition : Name of a built-up area, with defined boundaries, and a local government. XML Tag : TwnNm Type : Max35Text ISO Length : 1 .. 35 SEPA Length : 1 .. 35 |
| 2.56 | 0..1 | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Debtor +++Postal Address ++++Country Sub Division | ISO Name : Country Sub Division ISO Definition : Identifies a subdivision of a country such as state, region, county. XML Tag : CtrySubDvsn Type : Max35Text ISO Length : 1 .. 35 SEPA Length : 1 .. 35 |
| 2.57 | 0..1 | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Debtor +++Postal Address ++++Country | ISO Name : Country ISO Definition : Nation with its own government. XML Tag : Ctry Type : CountryCode Pattern : [A-Z]{2,2} |
| 2.58 | 0..2 | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Debtor +++Postal Address ++++Address Line | SEPA Usage Rule(s) : Only two occurrences are allowed. ISO Name : Address Line ISO Definition : Information that locates and identifies a specific address, as defined by postal services, presented in free format text. XML Tag : AdrLine Type : Max70Text ISO Length : 1 .. 70 SEPA Length : 1 .. 70 |
| 2.59 | 0..1 | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Debtor +++Identification | SEPA Rulebook : AT-10 Originator’s Identification Code. ISO Name : Identification ISO Definition : Unique and unambiguous identification of a party. XML Tag : Id Type : Party6Choice |
| 1..1 | XML Tag xs:choice | ||
| 2.60 | 1..1 | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Debtor +++Identification ++++Organisation Identification | SEPA Usage Rule(s) : Either ‘BIC or BEI’ or one occurrence of ‘Other’ is allowed. ISO Name : Organisation Identification ISO Definition : Unique and unambiguous way to identify an organisation. XML Tag : OrgId Type : OrganisationIdentification4 |
| 2.61 | 1..1 | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Debtor +++Identification ++++Private Identification | SEPA Usage Rule(s) : Either ‘Date and Place of Birth’ or one occurrence of ‘Other’ is allowed. ISO Name : Private Identification ISO Definition : Unique and unambiguous identification of a person, eg, passport. XML Tag : PrvtId Type : PersonIdentification5 |
| 2.62 | 0..1 | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Debtor +++Country Of Residence | ISO Name : Country Of Residence ISO Definition : Country in which a person resides (the place of a person's home). In the case of a company, it is the country from which the affairs of that company are directed. XML Tag : CtryOfRes Type : CountryCode Pattern : [A-Z]{2,2} |
| 2.63 | 0..1 | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Debtor +++Contact Details | ISO Name : Contact Details ISO Definition : Set of elements used to indicate how to contact the party. XML Tag : CtctDtls Type : ContactDetails2 |
| 2.64 | 1..1 | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Debtor Account | SEPA Rulebook : AT-01 The IBAN of the account of the Originator. SEPA Usage Rule(s) : Mandatory - Only IBAN is allowed. ISO Name : Debtor Account ISO Definition : Unambiguous identification of the account of the debtor to which a debit entry will be made as a result of the transaction. XML Tag : DbtrAcct Type : CashAccount16 |
| 2.65 | 1..1 | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Debtor Agent | SEPA Rulebook : AT-06 BIC of the Originator Bank. SEPA Usage Rule(s) : Only BIC is allowed. ISO Name : Debtor Agent ISO Definition : Financial institution servicing an account for the debtor. XML Tag : DbtrAgt Type : BranchAndFinancialInstitutionIdentification4 |
| 2.66 | 0..1 | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Debtor Agent Account | ISO Name : Debtor Agent Account ISO Definition : Unambiguous identification of the account of the debtor agent at its servicing agent in the payment chain. XML Tag : DbtrAgtAcct Type : CashAccount16 |
| 2.67 | 1..1 | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Creditor Agent | SEPA Rulebook : AT-23 The BIC of the Beneficiary Bank. SEPA Usage Rule(s) : Only BIC is allowed. ISO Name : Creditor Agent ISO Definition : Financial institution servicing an account for the creditor. XML Tag : CdtrAgt Type : BranchAndFinancialInstitutionIdentification4 |
| 2.68 | 0..1 | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Creditor Agent Account | ISO Name : Creditor Agent Account ISO Definition : Unambiguous identification of the account of the creditor agent at its servicing agent to which a credit entry will be made as a result of the payment transaction. XML Tag : CdtrAgtAcct Type : CashAccount16 |
| 2.69 | 1..1 | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Creditor | ISO Name : Creditor ISO Definition : Party to which an amount of money is due. XML Tag : Cdtr Type : PartyIdentification32 |
| 2.70 | 1..1 | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Creditor +++Name | SEPA Rulebook : AT-21 Name of the Beneficiary. SEPA Usage Rule(s) : Mandatory - ‘Name’ is limited to 70 characters in length. ISO Name : Name ISO Definition : Name by which a party is known and which is usually used to identify that party. XML Tag : Nm Type : Max140Text ISO Length : 1 .. 140 SEPA Length : 1 .. 70 |
| 2.71 | 0..1 | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Creditor +++Postal Address | SEPA Rulebook : AT-22 Address of the Beneficiary. ISO Name : Postal Address ISO Definition : Information that locates and identifies a specific address, as defined by postal services. XML Tag : PstlAdr Type : PostalAddress6 |
| 2.72 | 0..1 | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Creditor +++Postal Address ++++Address Type | ISO Name : Address Type ISO Definition : Identifies the nature of the postal address. XML Tag : AdrTp Type : AddressType2Code |
| 2.73 | 0..1 | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Creditor +++Postal Address ++++Department | ISO Name : Department ISO Definition : Identification of a division of a large organisation or building. XML Tag : Dept Type : Max70Text ISO Length : 1 .. 70 SEPA Length : 1 .. 70 |
| 2.74 | 0..1 | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Creditor +++Postal Address ++++Sub Department | ISO Name : Sub Department ISO Definition : Identification of a sub-division of a large organisation or building. XML Tag : SubDept Type : Max70Text ISO Length : 1 .. 70 SEPA Length : 1 .. 70 |
| 2.75 | 0..1 | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Creditor +++Postal Address ++++Street Name | ISO Name : Street Name ISO Definition : Name of a street or thoroughfare. XML Tag : StrtNm Type : Max70Text ISO Length : 1 .. 70 SEPA Length : 1 .. 70 |
| 2.76 | 0..1 | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Creditor +++Postal Address ++++Building Number | ISO Name : Building Number ISO Definition : Number that identifies the position of a building on a street. XML Tag : BldgNb Type : Max16Text ISO Length : 1 .. 16 SEPA Length : 1 .. 16 |
| 2.77 | 0..1 | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Creditor +++Postal Address ++++Post Code | ISO Name : Post Code ISO Definition : Identifier consisting of a group of letters and/or numbers that is added to a postal address to assist the sorting of mail. XML Tag : PstCd Type : Max16Text ISO Length : 1 .. 16 SEPA Length : 1 .. 16 |
| 2.78 | 0..1 | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Creditor +++Postal Address ++++Town Name | ISO Name : Town Name ISO Definition : Name of a built-up area, with defined boundaries, and a local government. XML Tag : TwnNm Type : Max35Text ISO Length : 1 .. 35 SEPA Length : 1 .. 35 |
| 2.79 | 0..1 | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Creditor +++Postal Address ++++Country Sub Division | ISO Name : Country Sub Division ISO Definition : Identifies a subdivision of a country such as state, region, county. XML Tag : CtrySubDvsn Type : Max35Text ISO Length : 1 .. 35 SEPA Length : 1 .. 35 |
| 2.80 | 0..1 | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Creditor +++Postal Address ++++Country | ISO Name : Country ISO Definition : Nation with its own government. XML Tag : Ctry Type : CountryCode Pattern : [A-Z]{2,2} |
| 2.81 | 0..2 | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Creditor +++Postal Address ++++Address Line | SEPA Usage Rule(s) : Only two occurrences are allowed. ISO Name : Address Line ISO Definition : Information that locates and identifies a specific address, as defined by postal services, presented in free format text. XML Tag : AdrLine Type : Max70Text ISO Length : 1 .. 70 SEPA Length : 1 .. 70 |
| 2.82 | 0..1 | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Creditor +++Identification | SEPA Rulebook : AT-24 Beneficiary Identification Code. ISO Name : Identification ISO Definition : Unique and unambiguous identification of a party. XML Tag : Id Type : Party6Choice |
| 1..1 | XML Tag xs:choice | ||
| 2.83 | 1..1 | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Creditor +++Identification ++++Organisation Identification | SEPA Usage Rule(s) : Either ‘BIC or BEI’ or one occurrence of ‘Other’ is allowed. ISO Name : Organisation Identification ISO Definition : Unique and unambiguous way to identify an organisation. XML Tag : OrgId Type : OrganisationIdentification4 |
| 2.84 | 1..1 | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Creditor +++Identification ++++Private Identification | SEPA Usage Rule(s) : Either ‘Date and Place of Birth’ or one occurrence of ‘Other’ is allowed. ISO Name : Private Identification ISO Definition : Unique and unambiguous identification of a person, eg, passport. XML Tag : PrvtId Type : PersonIdentification5 |
| 2.85 | 0..1 | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Creditor +++Country Of Residence | ISO Name : Country Of Residence ISO Definition : Country in which a person resides (the place of a person's home). In the case of a company, it is the country from which the affairs of that company are directed. XML Tag : CtryOfRes Type : CountryCode Pattern : [A-Z]{2,2} |
| 2.86 | 0..1 | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Creditor +++Contact Details | ISO Name : Contact Details ISO Definition : Set of elements used to indicate how to contact the party. XML Tag : CtctDtls Type : ContactDetails2 |
| 2.87 | 1..1 | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Creditor Account | SEPA Rulebook : AT-20 The IBAN of the account of the Beneficiary. SEPA Usage Rule(s) : Mandatory - Only IBAN is allowed. ISO Name : Creditor Account ISO Definition : Unambiguous identification of the account of the creditor to which a credit entry will be posted as a result of the payment transaction. XML Tag : CdtrAcct Type : CashAccount16 |
| 2.88 | 0..1 | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Ultimate Creditor | ISO Name : Ultimate Creditor ISO Definition : Ultimate party to which an amount of money is due. XML Tag : UltmtCdtr Type : PartyIdentification32 |
| 2.89 | 0..1 | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Ultimate Creditor +++Name | SEPA Rulebook : AT-28 Name of the Beneficiary Reference Party. SEPA Usage Rule(s) : ‘Name’ is limited to 70 characters in length. ISO Name : Name ISO Definition : Name by which a party is known and which is usually used to identify that party. XML Tag : Nm Type : Max140Text ISO Length : 1 .. 140 SEPA Length : 1 .. 70 |
| 2.90 | 0..1 | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Ultimate Creditor +++Postal Address | ISO Name : Postal Address ISO Definition : Information that locates and identifies a specific address, as defined by postal services. XML Tag : PstlAdr Type : PostalAddress6 |
| 2.91 | 0..1 | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Ultimate Creditor +++Identification | SEPA Rulebook : AT-29 Identification code of the Beneficiary Reference Party. ISO Name : Identification ISO Definition : Unique and unambiguous identification of a party. XML Tag : Id Type : Party6Choice |
| 1..1 | XML Tag xs:choice | ||
| 2.92 | 1..1 | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Ultimate Creditor +++Identification ++++Organisation Identification | SEPA Usage Rule(s) : Either ‘BIC or BEI’ or one occurrence of ‘Other’ is allowed. ISO Name : Organisation Identification ISO Definition : Unique and unambiguous way to identify an organisation. XML Tag : OrgId Type : OrganisationIdentification4 |
| 2.93 | 1..1 | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Ultimate Creditor +++Identification ++++Private Identification | SEPA Usage Rule(s) : Either ‘Date and Place of Birth’ or one occurrence of ‘Other’ is allowed. ISO Name : Private Identification ISO Definition : Unique and unambiguous identification of a person, eg, passport. XML Tag : PrvtId Type : PersonIdentification5 |
| 2.94 | 0..1 | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Ultimate Creditor +++Country Of Residence | ISO Name : Country Of Residence ISO Definition : Country in which a person resides (the place of a person's home). In the case of a company, it is the country from which the affairs of that company are directed. XML Tag : CtryOfRes Type : CountryCode Pattern : [A-Z]{2,2} |
| 2.95 | 0..1 | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Ultimate Creditor +++Contact Details | ISO Name : Contact Details ISO Definition : Set of elements used to indicate how to contact the party. XML Tag : CtctDtls Type : ContactDetails2 |
| 2.96 | 0..n | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Instruction For Creditor Agent | ISO Name : Instruction For Creditor Agent ISO Definition : Further information related to the processing of the payment instruction, provided by the initiating party, and intended for the creditor agent. XML Tag : InstrForCdtrAgt Type : InstructionForCreditorAgent1 |
| 2.97 | 0..n | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Instruction For Next Agent | ISO Name : Instruction For Next Agent ISO Definition : Further information related to the processing of the payment instruction that may need to be acted upon by the next agent. Usage: The next agent may not be the creditor agent. The instruction can relate to a level of service, can be an instruction that has to be executed by the agent, or can be information required by the next agent. XML Tag : InstrForNxtAgt Type : InstructionForNextAgent1 |
| 2.98 | 0..1 | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Purpose | SEPA Rulebook : AT-44 Purpose of the Credit Transfer. ISO Name : Purpose ISO Definition : Underlying reason for the payment transaction. Usage: Purpose is used by the end-customers, that is initiating party, (ultimate) debtor, (ultimate) creditor to provide information concerning the nature of the payment. Purpose is a content element, which is not used for processing by any of the agents involved in the payment chain. XML Tag : Purp Type : Purpose2Choice |
| 1..1 | XML Tag xs:choice | ||
| 2.99 | 1..1 | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Purpose +++Code | ISO Name : Code ISO Definition : Underlying reason for the payment transaction, as published in an external purpose code list. XML Tag : Cd Type : ExternalPurpose1Code ISO Length : 1 .. 4 SEPA Length : 1 .. 4 |
| 2.100 | 1..1 | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Purpose +++Proprietary | ISO Name : Proprietary ISO Definition : Purpose, in a proprietary form. XML Tag : Prtry Type : Max35Text ISO Length : 1 .. 35 SEPA Length : 1 .. 35 |
| 2.101 | 0..10 | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Regulatory Reporting | ISO Name : Regulatory Reporting ISO Definition : Information needed due to regulatory and statutory requirements. XML Tag : RgltryRptg Type : RegulatoryReporting3 |
| 2.102 | 0..1 | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Related Remittance Information | ISO Name : Related Remittance Information ISO Definition : Set of elements used to provide information related to the handling of the remittance information by any of the agents in the transaction processing chain. XML Tag : RltdRmtInf Type : RemittanceLocation2 |
| 2.103 | 0..1 | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Remittance Information | SEPA Rulebook : AT-05 Remittance Information. SEPA Usage Rule(s) : Either ‘Structured’ or ‘Unstructured’ may be present. ISO Name : Remittance Information ISO Definition : Information supplied to enable the matching of an entry with the items that the transfer is intended to settle, such as commercial invoices in an accounts' receivable system. XML Tag : RmtInf Type : RemittanceInformation5 |
| 2.104 | 0..1 | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Remittance Information +++Unstructured | SEPA Usage Rule(s) : ‘Unstructured’ may carry structured remittance information, as agreed between the Originator and the Beneficiary. Only one occurrence of ‘Unstructured’ is allowed. ISO Name : Unstructured ISO Definition : Information supplied to enable the matching/reconciliation of an entry with the items that the payment is intended to settle, such as commercial invoices in an accounts' receivable system, in an unstructured form. XML Tag : Ustrd Type : Max140Text ISO Length : 1 .. 140 SEPA Length : 1 .. 140 |
| 2.105 | 0..1 | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Remittance Information +++Structured | SEPA Usage Rule(s) : Only one occurrence of ‘Structured’ is allowed. SEPA Format Rule(s) : ‘Structured’ can be used, provided the tags and the data within the ‘Structured’ element do not exceed 140 characters in length. ISO Name : Structured ISO Definition : Information supplied to enable the matching/reconciliation of an entry with the items that the payment is intended to settle, such as commercial invoices in an accounts' receivable system, in a structured form. XML Tag : Strd Type : StructuredRemittanceInformation7 |
| 2.106 | 0..n | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Remittance Information +++Structured ++++Referred Document Information | ISO Name : Referred Document Information ISO Definition : Set of elements used to identify the documents referred to in the remittance information. XML Tag : RfrdDocInf Type : ReferredDocumentInformation3 |
| 2.107 | 0..1 | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Remittance Information +++Structured ++++Referred Document Amount | ISO Name : Referred Document Amount ISO Definition : Set of elements used to provide details on the amounts of the referred document. XML Tag : RfrdDocAmt Type : RemittanceAmount1 |
| 2.108 | 0..1 | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Remittance Information +++Structured ++++Creditor Reference Information | SEPA Usage Rule(s) : When present, the Creditor Bank is not obliged to validate the reference information. When used both ‘Type’ and ‘Reference’ must be present. ISO Name : Creditor Reference Information ISO Definition : Reference information provided by the creditor to allow the identification of the underlying documents. XML Tag : CdtrRefInf Type : CreditorReferenceInformation2 |
| 2.109 | 0..1 | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Remittance Information +++Structured ++++Creditor Reference Information +++++Type | ISO Name : Type ISO Definition : Specifies the type of creditor reference. XML Tag : Tp Type : CreditorReferenceType2 |
| 2.110 | 1..1 | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Remittance Information +++Structured ++++Creditor Reference Information +++++Type ++++++Code Or Proprietary | ISO Name : Code Or Proprietary ISO Definition : Coded or proprietary format creditor reference type. XML Tag : CdOrPrtry Type : CreditorReferenceType1Choice |
| 1..1 | XML Tag xs:choice | ||
| 2.111 | 1..1 | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Remittance Information +++Structured ++++Creditor Reference Information +++++Type ++++++Code Or Proprietary +++++++Code | SEPA Usage Rule(s) : Only ‘SCOR’ is allowed. ISO Name : Code ISO Definition : Type of creditor reference, in a coded form. XML Tag : Cd Type : DocumentType3Code SEPA Code Restrictions SCOR - StructuredCommunicationReference - Document is a structured communication reference provided by the creditor to identify the referred transaction. |
| 2.112 | 1..1 | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Remittance Information +++Structured ++++Creditor Reference Information +++++Type ++++++Code Or Proprietary +++++++Proprietary | ISO Name : Proprietary ISO Definition : Creditor reference type, in a proprietary form. XML Tag : Prtry Type : Max35Text ISO Length : 1 .. 35 SEPA Length : 1 .. 35 |
| 2.113 | 0..1 | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Remittance Information +++Structured ++++Creditor Reference Information +++++Type ++++++Issuer | ISO Name : Issuer ISO Definition : Entity that assigns the credit reference type. XML Tag : Issr Type : Max35Text ISO Length : 1 .. 35 SEPA Length : 1 .. 35 |
| 2.114 | 1..1 | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Remittance Information +++Structured ++++Creditor Reference Information +++++Reference | SEPA Usage Rule(s) : If a Creditor Reference contains a check digit, the receiving bank is not required to validate this. If the receiving bank validates the check digit and if this validation fails, the bank may continue its processing and send the transaction to the next party in the chain. RF Creditor Reference may be used (ISO 11649). ISO Name : Reference ISO Definition : Unique reference, as assigned by the creditor, to unambiguously refer to the payment transaction. Usage: If available, the initiating party should provide this reference in the structured remittance information, to enable reconciliation by the creditor upon receipt of the amount of money. If the business context requires the use of a creditor reference or a payment remit identification, and only one identifier can be passed through the end-to-end chain, the creditor's reference or payment remittance identification should be quoted in the end-to-end transaction identification. XML Tag : Ref Type : Max35Text ISO Length : 1 .. 35 SEPA Length : 1 .. 35 |
| 2.115 | 0..1 | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Remittance Information +++Structured ++++Invoicer | ISO Name : Invoicer ISO Definition : Identification of the organisation issuing the invoice, when it is different from the creditor or ultimate creditor. XML Tag : Invcr Type : PartyIdentification32 |
| 2.116 | 0..1 | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Remittance Information +++Structured ++++Invoicee | ISO Name : Invoicee ISO Definition : Identification of the party to whom an invoice is issued, when it is different from the debtor or ultimate debtor. XML Tag : Invcee Type : PartyIdentification32 |
| 2.117 | 0..3 | FITo FICustomer Credit Transfer V02 +Credit Transfer Transaction Information ++Remittance Information +++Structured ++++Additional Remittance Information | ISO Name : Additional Remittance Information ISO Definition : Additional information, in free text form, to complement the structured remittance information. XML Tag : AddtlRmtInf Type : Max140Text ISO Length : 1 .. 140 SEPA Length : 1 .. 140 |
Back to the payment messages page.
