The Pain.008.001.01 as described in the SDD B2B Implementation Guidelines – EPC131-08-C2B-B2B-DDIG-V1.3-Approved (Published in 2009). Use the search box above the table to find specific information. Back to the payment messages page.
| Index | Mult | Message Element | SEPA B2B Core Requirements |
|---|---|---|---|
| 1.0 | [1..1] | +Group Header | |
| 1.1 | [1..1] | ++Message Identification | |
| 1.2 | [1..1] | ++Creation Date Time | |
| 1.3 | [0..2] | ++Authorisation | |
| 1.4 | [0..1] | ++Batch Booking | Usage Rule: If present and contains ‘TRUE’, batch booking is requested. If present and contains ‘FALSE’, booking per transaction is requested. Usage Rule: If element is not present, pre-agreed customer-to-bank conditions apply. |
| 1.5 | [1..1] | ++Number Of Transactions | |
| 1.6 | [0..1] | ++Control Sum | |
| 1.7 | [1..1] | ++Grouping | Usage Rule: Only ‘MIXD’ is allowed. |
| 1.8 | [1..1] | ++Initiating Party | |
| 1.8 | [0..1] | +++Name | |
| 1.8 | [0..1] | +++Postal Address | |
| 1.8 | [0..1] | +++Identification | |
| 1.8 | {Or | ++++Organisation Identification | Format Rule: Only one sub-element of ‘Organisation Identification’ may be present. Usage Rule: This element is not to be used to specify Creditor Scheme Identification. |
| 1.8 | Or} | ++++Private Identification | Format Rule: Only one occurrence of ‘Private Identification’ may be present. Usage Rule: This element is not to be used to specify Creditor Scheme Identification. |
| 1.8 | [0..1] | +++Country of Residence | |
| 1.9 | [0..1] | ++Forwarding Agent | |
| 2.0 | [1..n] | +Payment Information | |
| 2.1 | [0..1] | ++Payment Information Identification | Usage rule: It is recommended to provide ‘Payment Information Identification’. |
| 2.2 | [1..1] | ++Payment Method | |
| 2.3 | [0..1] | ++Payment Type Information | Mandatory |
| 2.4 | [0..1] | +++Instruction Priority | |
| 2.5 | {Or | +++Service Level | Mandatory |
| 2.6 | {Or | ++++Code | (AT-20 The identification code of the B2B Scheme) Usage Rule: Only ‘SEPA’ is allowed. |
| 2.7 | Or} | ++++Proprietary | |
| 2.8 | Or} | +++Clearing Channel | |
| 2.9 | [0..1] | +++Local Instrument | Mandatory |
| 2.10 | {Or | ++++Code | (AT-20 The identification code of the B2B scheme) Usage Rule: Only ‘B2B’ is allowed. ‘B2B’ is used to indicate a B2B direct debit Usage Rule: The mixing of Core Direct Debits and Business-to-Business Direct Debits is not allowed in the same message. |
| 2.11 | Or} | ++++Proprietary | |
| 2.12 | [0..1] | +++Sequence Type | Mandatory (AT-21 Transaction Type) Usage Rule: If ‘Amendment Indicator’ is ‘TRUE’, and ‘Original Debtor Agent’ is set to ‘SMNDA’, this message element must indicate ‘FRST’. |
| 2.13 | [0..1] | +++Category Purpose | (AT-59 Category purpose of the Collection) Usage Rule: Depending on the agreement between the Creditor and the Creditor Bank, ‘Category Purpose’ may be forwarded to the Debtor Bank. |
| 2.14 | [1..1] | ++Requested Collection Date | (AT-11 Due Date of the Collection) |
| 2.15 | [1..1] | ++Creditor | |
| 2.15 | [0..1] | +++Name | Mandatory (AT-03 Name of the Creditor) |
| 2.15 | [0..1] | +++Postal Address | (AT-05 Address of the Creditor) |
| 2.15 | [0..1] | ++++Address Type | |
| 2.15 | [0..5] | ++++Address Line | Usage Rule: Only two occurrences of are allowed. |
| 2.15 | [0..1] | ++++Street Name | |
| 2.15 | [0..1] | ++++Building Number | |
| 2.15 | [0..1] | ++++Post Code | |
| 2.15 | [0..1] | ++++Town Name | |
| 2.15 | [0..1] | ++++Country Subdivision | |
| 2.15 | [1..1] | ++++Country | |
| 2.15 | [0..1] | +++Identification | |
| 2.15 | [0..1] | +++Country of Residence | |
| 2.16 | [1..1] | ++Creditor Account | (AT-04 Account Number of the Creditor). |
| 2.16 | [1..1] | +++Identification | Usage Rule: Only IBAN is allowed. |
| 2.16 | [0..1] | +++Type | |
| 2.16 | [0..1] | +++Currency | |
| 2.16 | [0..1] | +++Name | |
| 2.17 | [1..1] | ++Creditor Agent | Usage Rule: Only BIC is allowed Usage Rule: BIC must be specified as a stand alone element and not part of ‘Combined Identification’. |
| 2.18 | [0..1] | ++Creditor Agent Account | |
| 2.19 | [0..1] | ++Ultimate Creditor | Usage Rule: This data element may be present either at ‘Payment Information’ or at ‘Direct Debit Transaction Information’ level. |
| 2.19 | [0..1] | +++Name | (AT-38 Name of the Creditor Reference Party) |
| 2.19 | [0..1] | +++Postal Address | |
| 2.19 | [0..1] | +++Identification | (AT-39 Identification code of the Creditor Reference Party) |
| 2.19 | {Or | ++++Organisation Identification | Format Rule: Only one sub-element of ‘Organisation Identification’ may be present. |
| 2.19 | Or} | ++++Private Identification | Format Rule: Only one occurrence of ‘Private Identification’ may be present. |
| 2.19 | [0..1] | +++Country of Residence | |
| 2.20 | [0..1] | ++Charge Bearer | Usage Rule: Only ‘SLEV’ is allowed. Usage Rule: It is recommended that this element be specified at ‘Payment Information’ level. |
| 2.21 | [0..1] | ++Charges Account | |
| 2.22 | [0..1] | ++Charges Account Agent | |
| 2.23 | [1..n] | ++Direct Debit Transaction Information | |
| 2.24 | [1..1] | +++Payment Identification | |
| 2.25 | [0..1] | ++++Instruction Identification | |
| 2.26 | [1..1] | ++++End To End Identification | (AT-10 Creditor’s reference of the direct debit Collection) |
| 2.27 | [0..1] | +++Payment Type Information | |
| 2.38 | [1..1] | +++Instructed Amount | (AT-06 Amount of the Collection in Euro) Usage Rule: Only ‘EUR’ is allowed. Usage Rule: Amount must be 0.01 or more and 999999999.99 or less. Format Rule: The fractional part has a maximum of two digits. |
| 2.39 | [0..1] | +++Charge Bearer | Usage Rule: Only ‘SLEV’ is allowed. |
| 2.40 | [0..1] | +++Direct Debit Transaction | Mandatory |
| 2.41 | [0..1] | ++++Mandate Related Information | Mandatory |
| 2.42 | [0..1] | +++++Mandate Identification | Mandatory (AT-01 Unique Mandate Reference) |
| 2.43 | [0..1] | +++++Date Of Signature | Mandatory (AT-25 Date of Signing of the Mandate) |
| 2.44 | [0..1] | +++++Amendment Indicator | |
| 2.45 | [0..1] | +++++Amendment Information Details | (AT-24 Reason for Amendment of the Mandate) Usage Rule: Mandatory if ‘Amendment Indicator’ is ‘TRUE’. The reason code from the Rulebook is indicated using one of the following message sub-elements. |
| 2.46 | [0..1] | ++++++Original Mandate Identification | (AT-19 Unique Mandate Reference as given by the Original Creditor who issued the Mandate) Usage Rule: Mandatory if changes occur in ‘Mandate Identification’, otherwise not to be used. |
| 2.47 | [0..1] | ++++++Original Creditor Scheme Identification | Usage Rule: Mandatory if changes occur in ‘Creditor Scheme Identification’ and or ‘Creditor Scheme Name’, otherwise not to be used. |
| 2.47 | [0..1] | +++++++Name | (Original AT-03 Name of the Creditor) Usage Rule: If present the new’ Name’ must be specified under ‘Creditor’. |
| 2.47 | [0..1] | +++++++Postal Address | |
| 2.47 | [0..1] | +++++++Identification | (AT-18 Identifier of the original Creditor who issued the Mandate) |
| 2.47 | {Or | ++++++++Organisation Identification | |
| 2.47 | Or} | ++++++++Private Identification | Usage Rule: Private Identification is used to identify either an organisation or a private person. Usage Rule: ‘Identification Type’ under ‘Other Identification must’ specify ‘SEPA’. Usage Rule: ‘Identification’ under ‘Other Identification’ must be used with an identifier described in General Message Element Specifications, Chapter 1.5.2. Usage Rule: Only one occurrence of ‘Private Identification’ is allowed. |
| 2.47 | [0..1] | +++++++Country of Residence | |
| 2.48 | [0..1] | ++++++Original Creditor Agent | |
| 2.49 | [0..1] | ++++++Original Creditor Agent Account | |
| 2.50 | [0..1] | ++++++Original Debtor | |
| 2.51 | [0..1] | ++++++Original Debtor Account | Usage Rule: Only IBAN allowed. Usage Rule: To be used only for changes of accounts within the same bank. |
| 2.52 | [0..1] | ++++++Original Debtor Agent | Usage Rule: To use ‘Proprietary Identification’ with code ‘SMNDA’ to indicate same mandate with new Debtor Agent. Usage Rule: To be used with the ‘FRST’ indicator in the ‘Sequence Type’. |
| 2.53 | [0..1] | ++++++Original Debtor Agent Account | |
| 2.54 | [0..1] | ++++++Original Final Collection Date | |
| 2.55 | [0..1] | ++++++Original Frequency | |
| 2.56 | [0..1] | +++++Electronic Signature | (AT-16 Placeholder for the electronic signature data, if applicable) (AT-17 Type of Mandate (paper, e-Mandate)) (AT-60 Reference of the validation made by the Debtor Bank (if present in DS-03)) Usage Rule: If the direct debit is based on an EPC electronic mandate, this data element must contain AT-60 which is the reference to the Mandate Acceptance Report made by the Debtor Bank. Usage Rule: This element is not to be used if the mandate is a paper mandate. |
| 2.57 | [0..1] | +++++First Collection Date | |
| 2.58 | [0..1] | +++++Final Collection Date | |
| 2.59 | [0..1] | +++++Frequency | |
| 2.60 | [0..1] | ++++Creditor Scheme Identification | Mandatory Usage Rule: It is recommended that all transactions within the same ‘Payment Information’ block have the same ‘Creditor Scheme Identification’. |
| 2.60 | [0..1] | +++++Name | |
| 2.60 | [0..1] | +++++Postal Address | |
| 2.60 | [0..1] | +++++Identification | Mandatory (AT-02 Identifier of the Creditor) |
| 2.60 | {Or | ++++++Organisation Identification | |
| 2.60 | Or} | ++++++Private Identification | Usage Rule: Private Identification is used to identify either an organisation or a private person. Usage Rule: ‘Identification Type’ under ‘Other Identification’ must specify ‘SEPA’. Usage Rule: ‘Identification’ under ‘Other Identification’ is allowed using an identifier described in General Message Element Specifications, Chapter 1.5.2. Usage Rule: Only one occurrence of ‘Private Identification’ is allowed. |
| 2.60 | [0..1] | +++++Country of Residence | |
| 2.61 | [0..1] | ++++Pre Notification Identification | |
| 2.62 | [0..1] | ++++Pre Notification Date | |
| 2.63 | [0..1] | +++Ultimate Creditor | Usage Rule: This data element may be present either at ‘Payment Information’ or at ‘Direct Debit Transaction Information’ level. |
| 2.63 | [0..1] | ++++Name | (AT-38 Name of the Creditor Reference Party) |
| 2.63 | [0..1] | ++++Postal Address | |
| 2.63 | [0..1] | ++++Identification | (AT-39 Identification code of the Creditor Reference Party) |
| 2.63 | {Or | +++++Organisation Identification | Format Rule: Only one sub-element of ‘Organisation Identification’ may be present. |
| 2.63 | Or} | +++++Private Identification | Format Rule: Only one occurrence of ‘Private Identification’ may be present. |
| 2.63 | [0..1] | ++++Country of Residence | |
| 2.64 | [1..1] | +++Debtor Agent | (AT-13 BIC of the Debtor Bank) Usage Rule: Only BIC is allowed. Usage Rule: BIC must be specified as a stand alone element and not as part of ‘Combined Identification’. |
| 2.65 | [0..1] | +++Debtor Agent Account | |
| 2.66 | [1..1] | +++Debtor | |
| 2.66 | [0..1] | ++++Name | Mandatory (AT-14 Name of the Debtor) |
| 2.66 | [0..1] | ++++Postal Address | (AT-09 Address of the Debtor) |
| 2.66 | [0..1] | +++++Address Type | |
| 2.66 | [0..5] | +++++Address Line | Usage Rule: Only two occurrences are allowed. |
| 2.66 | [0..1] | +++++Street Name | |
| 2.66 | [0..1] | +++++Building Numb | |
| 2.66 | [0..1] | +++++Post Code | |
| 2.66 | [0..1] | +++++Town Name | |
| 2.66 | [0..1] | +++++Country Subdivision | |
| 2.66 | [1..1] | +++++Country | |
| 2.66 | [0..1] | ++++Identification | (AT-27 Debtor identification code) |
| 2.66 | {Or | +++++Organisation Identification | Format Rule: Only one sub-element of ‘Organisation Identification’ may be present. |
| 2.66 | Or} | +++++Private Identification | Format Rule: Only one occurrence of ‘Private Identification’ may be present. |
| 2.66 | [0..1] | ++++Country of Residence | |
| 2.67 | [1..1] | +++Debtor Account | (AT-07 Account Number of the Debtor) Usage Rule: Only IBAN is allowed. |
| 2.68 | [0..1] | +++Ultimate Debtor | Usage Rule: Mandatory, if provided by the Debtor in the Mandate. |
| 2.68 | [0..1] | ++++Name | (AT-15 Name of the Debtor Reference Party) |
| 2.68 | [0..1] | ++++Postal Address | |
| 2.68 | [0..1] | ++++Identification | (AT-37 Identification code of the Debtor Reference Party) |
| 2.68 | {Or | +++++Organisation Identification | Format Rule: Only one sub-element of ‘Organisation Identification’ may be present. |
| 2.68 | Or} | +++++Private Identification | Format Rule: Only one occurrence of ‘Private Identification’ may be present. |
| 2.68 | [0..1] | ++++Country of Residence | |
| 2.69 | [0..1] | +++Instruction for Creditor Agent | |
| 2.70 | [0..1] | +++Purpose | (AT-58 Purpose of the Collection) |
| 2.71 | {Or | ++++Code | Usage Rule: Only codes from the ISO 20022 ExternalPurposeCode list are allowed. See http://www.iso20022.org/Payments_External_Code_Lists.page |
| 2.72 | Or} | ++++Proprietary | |
| 2.73 | [0..10] | +++Regulatory Reporting | |
| 2.82 | [0..1] | +++Tax | |
| 2.83 | [0..10] | +++Related Remittance Information | |
| 2.90 | [0..1] | +++Remittance Information | (AT-22 Remittance information from the Creditor) Usage Rule: Either ‘Structured’ or ‘Unstructured’, may be present. |
| 2.91 | [0..n] | ++++Unstructured | Usage Rule: ‘Unstructured’ may carry structured remittance information, as agreed between the Creditor and the Debtor. Format Rule: Only one occurrence of ‘Unstructured’ is allowed. |
| 2.92 | [0..n] | ++++Structured | Usage Rule: ‘Structured’ can be used, provided the tags and the data within the ‘Structured’ element do not exceed 140 characters in length. Format Rule: Only one occurrence of ‘Structured’ is allowed. |
| 2.93 | [0..1] | +++++Referred Document Information | |
| 2.99 | [0..1] | +++++Referred Document Related Date | |
| 2.100 | [0..n] | +++++Referred Document Amount | |
| 2.106 | [0..1] | +++++Creditor Reference Information | Usage Rule: When present, the Creditor Bank is not obliged to validate the reference information. Usage Rule: When used, both ‘Creditor Reference Type’ and ‘Creditor Reference’ must be present. |
| 2.107 | [0..1] | ++++++Creditor Reference Type | |
| 2.108 | {Or | +++++++Code | Usage Rule :Only ‘SCOR’ is allowed. |
| 2.109 | Or} | +++++++Proprietary | |
| 2.110 | [0..1] | +++++++Issuer | |
| 2.111 | [0..1] | ++++++Creditor Reference | Usage Rule: If a Creditor Reference contains a check digit, the receiving bank is not required to validate this. Usage Rule: If the receiving bank validates the check digit and if this validation fails, the bank may continue its processing and send the transaction to the next party in the chain. |
| 2.112 | [0..1] | +++++Invoicer | |
| 2.113 | [0..1] | +++++Invoicee | |
| 2.114 | [0..1] | +++++Additional Remittance Information |
Back to the payment messages page.
